2817 Firethorne Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 2817 Firethorne Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,496 sqft · built 2008
Lot Size	0.233 acres (10,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jun 2022)
Tax Bill	$1,477 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139H D 054`

Property Details

APN / Parcel Number

Primary APN	`139H D 054`
Alternative APN	`0000158542`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,496 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,153 sqft (0.233 acres)
Lot Dimensions	115 ft deep x 88.1 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000158542
Street Address	2817 FIRETHORNE LN
City	CHATTANOOGA
State	TN
Zip	37421-1996
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 30 THE ARBORS PB83 PG141 OUT OF 139H-A-2 FOR 2007
Legal Subdivision	THE ARBORS
Legal Lot Number	30
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1005
Census Tract	11448

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2817 FIRETHORNE LN, CHATTANOOGA, TN 37421-1996
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Jun 9, 2022	Quit Claim Deed, Transfer UNKNOWN, NORTHSHORE T&E LLC
May 11, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN AIRLINES EMPS FCU
Mar 7, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Apr 15, 2008 · Amount on Record
Deed Document Number	2022206
Deed Book / Page	12988 / 132
Prior Transfer Date	Jun 7, 2022
Prior Transfer Doc	0000000205
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 9, 2022
Property Address	2817 FIRETHORNE LN, CHATTANOOGA, TN 37421-1996
Document Number	0000000206
Book / Page	12988 / 132
Map Reference	MB 83 PG 141
Instrument Date	Jun 9, 2022
Instrument	2022060900206
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	NORTHSHORE TITLE AND ESCROW, NORHSHORE TITLE & ESCROW LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 FIRETHOME LANE, CHATTANOOGA, TN 37421

Mortgage

Document Number	0129880135
Date	Jun 9, 2022
Instrument	12988-0135

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 9, 2022
Property Address	2817 FIRETHORNE LN, CHATTANOOGA, TN 37421-1996
Document Number	0000000205
Book / Page	12988 / 129
Map Reference	MB 83 PG 141
Instrument Date	Jun 7, 2022
Instrument	2022060900205
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, NORTHSHORE T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 FIRETHORNE LN, CHATTANOOGA, TN 37421-1978

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2817 FIRETHORNE LN, CHATTANOOGA, TN 37421-1996
Document Number	0519000209
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2817 FIRETHORNE LN CHATTANOOGA TN 374211996, CHATTANOOGA, TN 37421-1996

Mortgage

Document Number	0519000209
Date	May 19, 2020
Book Page	012006/000811
Instrument	200519000209

Lender

Name	AMERICAN AIRLINES EMPS FCU
Type	Credit Union
Address	DFW AIRPORT, TX 75261-9001

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 18, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2817 FIRETHORNE LN, CHATTANOOGA, TN 37421-1996
Document Number	0410000159
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2817 FIRETHORNE LN CHATTANOOGA TN 374211996, CHATTANOOGA, TN 37421-1996

Mortgage

Document Number	0410000159
Date	Apr 10, 2019
Book Page	011610/000496
Instrument	190410000159

Lender

Name	AMERICAN AIRLINES EMPS FCU
Type	Credit Union
Address	FORT WORTH, TX 76165

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,477.00 (+14.94%)	$97,475 (+69.67%)	$389,900 (+69.67%) Land $70,000 Building $319,900
2024	$1,285.00	$57,450 (-)	$229,800 (-) Land $35,000 Building $194,800
2023	$1,285.00	$57,450 (-)	$229,800 (-) Land $35,000 Building $194,800
2022	$1,285.00	$57,450	$229,800 Land $35,000 Building $194,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2009–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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