Oneida County and Utica City property record for 2817 Ferndale Pl, Utica, NY 13501
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 960 sqft · built 1960 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,000 (Nov 2021) |
| Tax Bill | $2,408 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 329.19-2-19 |
| Primary APN | 301600 329.19-2-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,300 sqft (0.144 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06.080050 |
|---|---|
| Street Address | 2817 FERNDALE PL |
| City | UTICA |
| State | NY |
| Zip | 13501-6523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8-05-01-063 60X1045 329.019-0002-019.000/0000 |
| Legal Block | 2 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21701 |
2817 Ferndale Pl is owned and occupied by an individual who bought it in November 2021.
Source: Oneida County and Utica City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2817 FERNDALE PL, UTICA, NY 13501-6523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2022 | Deed of Trust, Mortgage · ARM AMERICU CU |
| Nov 30, 2021 | Deed, Transfer · Stand-Alone First Mortgage BETTER MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on File |
| Deed Sale | Nov 30, 2021 · Amount on File |
| Prior Sale | Dec 17, 2007 · Amount on File |
| Deed Document Number | 202120349 |
| Prior Transfer Date | Apr 15, 2010 |
| Prior Transfer Doc | 2010006500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 2817 FERNDALE PL, UTICA, NY 13501-6523 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014225 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 2022-014225 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Sep 1, 2032 |
| Index | 1-Year CMT |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Nov 30, 2021 |
| Property Address | 2817 FERNDALE PL, UTICA, NY 13501-6523 |
| Document Number | 0000020349 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021-020349 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 PUTNAM PARK RD, BETHEL, CT 06801-2906 |
| Document Number | 0000020350 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-020350 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 2817 Ferndale Pl was $2,408, up 218.5% from the year before.
Source: Oneida County and Utica City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,408.00 (+218.52%) | ||
| 2025 | $756.00 | $56,400 Land $12,100 Building $44,300 | $152,450 Land $32,706 Building $119,744 |
| 2023 | $56,400 (-) Land $12,100 Building $44,300 | $131,163 (+11.63%) Land $28,140 Building $103,023 | |
| 2022 | $1,116.00 | $56,400 Land $12,100 Building $44,300 | $117,500 Land $25,208 Building $92,292 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2817 Ferndale Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (2017–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2019 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2817 Ferndale Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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