2817 Deerbrook Dr, Lakeland, FL 33811 Property Records

Polk County property record for 2817 Deerbrook Dr, Lakeland, FL 33811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,296 sqft · built 1992
Lot Size	0.947 acres (41,247 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,500 (Dec 2003)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-15-141574-000140`

Property Details

APN / Parcel Number

Primary APN	`23-29-15-141574-000140`
Alternative APNs	`152923141574000140` `52923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,296 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	2,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	41,247 sqft (0.947 acres)
Lot Dimensions	300 ft deep x 149 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	552 sqft
Pool Area	450 sqft
Porch	Unfinished Open Porch
Porch Area	389 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2817 DEERBROOK DR
City	LAKELAND
State	FL
Zip	33811-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	DEER BROOKE PB 78 PGS 6 7 & 8 LOT 14
Legal Range	23E
Legal Township	29S
Legal Section	15
Legal Subdivision	DEER BROOKE
Legal Tract	141574
Legal Block	2
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2012
Census Tract	11909

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2817 DEERBROOK DR, LAKELAND, FL 33811-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC
Dec 11, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2003 · Amount on Record
Deed Sale	Dec 19, 2003 · Amount on Record
Prior Sale	Aug 11, 1993
Deed Document Number	2003254746
Deed Book / Page	5619 / 350
Last Transfer Date	Nov 9, 2004
Transfer Doc	0060020957
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2817 DEERBROOK DR, LAKELAND, FL 33811-2047
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 DEERBROOK DR, LAKELAND, FL 33811-2047

Mortgage

Document Number	0000148899
Date	Jun 1, 2022
Book Page	12276/1861
Instrument	2022148899

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 22, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2817 DEERBROOK DR, LAKELAND, FL 33811-2047
Document Number	0114881507
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2817 DEERBROOK DR LAKELAND FL 338112047, LAKELAND, FL 33811-2047

Mortgage

Document Number	0114881507
Date	Dec 10, 2020
Book Page	011488/001507
Instrument	265775

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2817 DEERBROOK DR, LAKELAND, FL 33811-2047
Document Number	0110891926
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2817 DEERBROOK DR LAKELAND FL 338112047, LAKELAND, FL 33811-2047

Mortgage

Document Number	0110891926
Date	Dec 30, 2019
Book Page	011089/001926
Instrument	275613

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2034

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,062.00 (-22.39%) Homeowner's exemption	$199,703 (+5.99%)	$408,938 (-1.7%) Land $58,000 Building $350,938
2024	$2,657.00 (+7.75%)
2023	$2,466.00 (+3.22%) Homeowner's exemption	$188,422 (+3%)	$415,992 (+9%) Land $56,000 Building $359,992
2022	$2,389.00 Homeowner's exemption	$182,934	$381,654 Land $53,000 Building $328,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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