2817 Decoursey Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2817 Decoursey Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1920
Lot Size	0.257 acres (11,232 sqft)
Owner	2 Trust Names on File
Last Sale	$115,000 (Aug 2026)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`055-24-10-012.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-10-012.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Finished Area
Gross Area	1,120 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	11,232 sqft (0.257 acres)
Lot Dimensions	108 ft deep x 104 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2817 DECOURSEY AVE
City	COVINGTON
State	KY
Zip	41015-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS LOTS 126-127 & UNNUMBERED LOT 104'X 108' IRREG
Legal Subdivision	ROGERS M
Legal Lot Number	126-127
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	61400

Owner

2817 Decoursey Ave is held in a trust since August 2026.

Source: Kenton County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8459 US HIGHWAY 42, F299, FLORENCE, KY 41042-8350
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 21, 2026	Warranty Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Mar 21, 2007 · Amount on File
Deed Document Number	2026082119053
Deed Book / Page	484 / 623
Prior Transfer Date	Jan 27, 2007
Prior Transfer Doc	0005900224
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 21, 2026
Property Address	2817 DECOURSEY AVE, COVINGTON, KY 41015-1225
Document Number	0000019055
Book / Page	484 / 630
Instrument Date	Aug 18, 2026
Instrument	202619055
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 21, 2026
Property Address	2817 DECOURSEY AVE, COVINGTON, KY 41015-1225
Document Number	0000019053
Book / Page	484 / 623
Instrument Date	May 20, 2026
Instrument	202619053
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,615.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000019054,
Date	Aug 21, 2026
Instrument	2026082119054

Lender

Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	2 Months
Due	Oct 1, 2026

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2817 Decoursey Ave was $1,381.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,300 (-) Land $10,000 Building $94,300	$104,300 (-) Land $10,000 Building $94,300
2025	$1,381.00	$104,300 Land $5,000 Building $99,300	$104,300 Land $5,000 Building $99,300
2023	$1,389.00	$104,300 Land $5,000 Building $99,300	$104,300 Land $5,000 Building $99,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2817 Decoursey Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2817 Decoursey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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