28164 N Bay Rd, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 28164 N Bay Rd, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,691 sqft · built 1985
Lot Size	0.284 acres (12,360 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Sep 2025)
Tax Bill	$9,181 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`0329-452-17-0000`

Property Details

APN / Parcel Number

Primary APN	`0329-452-17-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,691 sqft Living Area
Gross Area	2,903 sqft
1st Floor Area	869 sqft
2nd Floor Area	822 sqft
Basement Area	728 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,360 sqft (0.284 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	394 sqft
Patio Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28164 N BAY RD
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 7776 LOT 43 TRACT NO 7776 ARROWHEAD WOODS NO 112 LOT 43
Legal Subdivision	ARROWHEAD WOODS
Legal Tract	7776
Legal Block	2
Legal Lot Number	43
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2000
Census Tract	10905

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17547 VENTURA BLVD, 307, ENCINO, CA 91316-3856
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage LENDING ARENA LLC
Sep 19, 2025	Grant Deed, Transfer · Conventional Mortgage ARCSTONE FINANCIAL INC
Sep 19, 2025	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Sep 5, 2023	Grant Deed, Transfer · Conventional Mortgage LENDING AREANA LLC
Dec 8, 2022	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Sep 5, 2023 · Amount on Record
Deed Document Number	2025226447
Prior Transfer Date	Aug 27, 2025
Prior Transfer Doc	0000226446
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28164 N BAY RD, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10129 CAMBRIDGE BROOK AVE, LAS VEGAS, NV 89149-2510

Mortgage

Document Number	0000094402
Date	Apr 23, 2024
Instrument	2024-0094402

Lender

Name	LENDING ARENA LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89117

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Oct 1, 2053

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 19, 2025
Property Address	28164 N BAY RD, LAKE ARROWHEAD, CA 92352
Document Number	0000226447
Map Reference	MB 102 PG 51-59
Instrument Date	Sep 19, 2025
Instrument	2025-0226447
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17547 VENTURA BLVD STE 307, 307, ENCINO, CA 91316-3856

Mortgage

Document Number	0000226448
Date	Sep 19, 2025
Instrument	2025-0226448

Lender

Name	ARCSTONE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 19, 2025
Property Address	28164 N BAY RD, LAKE ARROWHEAD, CA 92352
Document Number	0000226446
Map Reference	MB 102 PG 51-59
Instrument Date	Aug 27, 2025
Instrument	2025-0226446
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	17547 VENTURA BLVD STE 307, 307, ENCINO, CA 91316-3856

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 5, 2023
Property Address	28164 N BAY RD, LAKE ARROWHEAD, CA 92352
Document Number	0000217706
Map Reference	MB 102 PG 51-59
Instrument Date	Aug 17, 2023
Instrument	2023-0217706
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10129 CAMBRIDGE BROOK AVE, LAS VEGAS, NV 89149-2510

Mortgage

Document Number	0000217707
Date	Sep 5, 2023
Instrument	2023-0217707

Lender

Name	LENDING AREANA LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 8, 2022
Property Address	28164 N BAY RD, LAKE ARROWHEAD, CA 92352
Document Number	0000394056
Map Reference	MB 102 PG 51-59
Instrument Date	Nov 3, 2022
Instrument	2022-0394056
Transaction Type	Construction Loan
Record Updated	Dec 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8333 FOOTHILL BLVD # PMB415, PMB415, RANCHO CUCAMONGA, CA 91730-3154

Mortgage

Document Number	0000394057
Date	Dec 8, 2022
Instrument	2022-0394057

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$825,000 (+2.12%) Land $165,000 Building $660,000
2025	$9,181.00 (+68.21%)	$807,840 (+68.3%) Land $160,140 Building $647,700
2023	$5,458.00 (+1.87%)	$480,000 Land $96,000 Building $384,000
2022	$5,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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