2816 W Graves Rd, Spokane, WA 99208 Property Records

Spokane County property record for 2816 W Graves Rd, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,104 sqft · built 2008
Lot Size	0.394 acres (17,161 sqft)
Owner	2 Individual Names on Record
Last Sale	$532,500 (May 2020)
Tax Bill	$7,445 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit May 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26133.1743`

Property Details

APN / Parcel Number

Primary APN	`26133.1743`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,104 sqft Living Area
Gross Area	5,123 sqft
1st Floor Area	1,384 sqft
2nd Floor Area	1,483 sqft
Basement Area	1,374 sqft
Finished Basement	1,237 sqft
Unfinished Basement	137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,161 sqft (0.394 acres)
Garage Type	Attached
Garage Area	882 sqft
Parking Spaces	4 Parking Spaces
Deck Area	272 sqft
Patio Area	285 sqft
Canopy	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2816 W GRAVES RD
City	SPOKANE
State	WA
Zip	99208-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	JESSES BLUFF 2ND ADD (AFN 5335959) LT 43 BLK 2
Legal Range	42E
Legal Township	26N
Legal Section	13
Legal Subdivision	JESSES BLUFF 2ND ADD
Legal Block	2
Legal Lot Number	43
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2020
Census Tract	10702

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2816 W GRAVES RD, SPOKANE, WA 99208-9764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2017	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage NUMERICA CU
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 12, 2018	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST BANK
Feb 7, 2018	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	20206921413
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2816 W GRAVES RD, SPOKANE, WA 99208-9764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006657546
Date	Nov 8, 2017
Instrument	6657546

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83816

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 18, 2020
Property Address	2816 W GRAVES RD, SPOKANE, WA 99208-9764
Document Number	0006921413
Instrument Date	May 5, 2020
Instrument	6921413
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,584.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2816 W GRAVES RD SPOKANE WA 992089764, SPOKANE, WA 99208-9764

Mortgage

Document Number	6921414
Date	May 18, 2020
Instrument	6921414

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Mortgage

Document Number	6921415,
Date	May 18, 2020
Instrument	6921415

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 17, 2045

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2816 W GRAVES RD, SPOKANE, WA 99208-9764
Document Number	0006862895
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2816 W GRAVES RD SPOKANE WA 992089764, SPOKANE, WA 99208-9764

Mortgage

Document Number	0006862895
Date	Nov 12, 2019
Instrument	6862895

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 12, 2018
Property Address	2816 W GRAVES RD, SPOKANE, WA 99208-9764
Document Number	0006674194
Map Reference	VOL32 PG24
Instrument Date	Jan 10, 2018
Instrument	6674194
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,282.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	SPOKANE, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 W GRAVES RD, SPOKANE, WA 99208-9764

Mortgage

Document Number	0006674195
Date	Jan 12, 2018
Instrument	6674195

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 7, 2018
Property Address	2816 W GRAVES RD, SPOKANE, WA 99208-9764
Document Number	0006680405
Instrument Date	Jan 3, 2018
Instrument	6680405
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2816 W GRAVES RD SPOKANE WA 992089764, SPOKANE, WA 99208-9764

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,445.00 (-1.96%)	$697,800 (-4.7%) Land $140,000 Building $557,800	$697,800 (-4.7%) Land $140,000 Building $557,800
2025	$7,594.00 (+2.68%)	$732,200 (-8.46%) Land $135,000 Building $597,200	$732,200 (-8.46%) Land $135,000 Building $597,200
2024		$799,900 (+48.35%) Land $110,000 Building $689,900	$799,900 (+48.35%) Land $110,000 Building $689,900
2023	$7,396.00 (+20.22%)	$539,200 Land $64,000 Building $475,200	$539,200 Land $64,000 Building $475,200
2022	$6,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 69% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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