Seminole County property record for 2816 Strand Loop Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,609 sqft · built 1999 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $126,300 (Apr 1999) |
| Tax Bill | $4,160 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-21-31-5NJ-0000-2340 |
| Primary APN | 25-21-31-5NJ-0000-2340 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,609 sqft Living Area |
| Gross Area | 3,061 sqft |
| 1st Floor Area | 2,038 sqft |
| Upper Floors Area | 571 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,700 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 148 sqft |
| Patio Area | 776 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Street Address | 2816 STRAND LOOP CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-7353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 234 LITTLE CREEK PH 3-B PB 53 PGS 23 THRU 26 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 25 |
| Legal Subdivision | LITTLE CREEK PH 3B |
| Legal Tract | 5NJ |
| Legal Block | PB |
| Legal Lot Number | 234 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21316 |
Source: Seminole County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2816 STRAND LOOP CT, OVIEDO, FL 32765-7353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 21, 2019 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Jan 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 20, 2017 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 1999 · Amount on Record |
| Deed Sale | Apr 16, 1999 · Amount on Record |
| Prior Sale | Sep 1, 1998 · Amount on Record |
| Deed Book / Page | 3630 / 1573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2816 STRAND LOOP CT, OVIEDO, FL 32765-7353 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2816 STRAND LOOP CT, OVIEDO, FL 32765-7353 |
| Document Number | 0109020844 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 10902/844 |
| Instrument | 2025094368 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2816 STRAND LOOP CT, OVIEDO, FL 32765-7353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0093190730 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 09319/0730 |
| Instrument | 2019029333 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2816 STRAND LOOP CT, OVIEDO, FL 32765-7353 |
| Document Number | 0092841450 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2816 STRAND LOOP CT OVIEDO FL 327657353, OVIEDO, FL 32765-7353 |
| Document Number | 0092841450 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 009284/001450 |
| Instrument | 6296 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 16, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2816 STRAND LOOP CT, OVIEDO, FL 32765-7353 |
| Document Number | 0090620629 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2816 STRAND LOOP CT OVIEDO FL 327657353, OVIEDO, FL 32765-7353 |
| Document Number | 0090620629 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 009062/000629 |
| Instrument | 7806 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,160.00 (+12.16%) Homeowner's exemption | $285,966 (+5.99%) | $536,623 (+7.72%) Land $121,000 Building $415,623 |
| 2023 | $3,709.00 (+2.83%) Homeowner's exemption | $269,813 (+3%) | $498,142 (+7.39%) Land $110,000 Building $388,142 |
| 2022 | $3,607.00 Homeowner's exemption | $261,954 | $463,880 Land $110,000 Building $353,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 56 units insured incl. 18 condo units |
| Nearby Flood Claims | 3 (2011–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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