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2816 Staples Ave, Key West, FL 33040 Property Records

Monroe County property record for 2816 Staples Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,310 sqft · built 1958
Lot Size0.144 acres (6,292 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Sep 2008)
Tax Bill$2,674 (2025)
Deeds & MortgagesJul 2026 Sale
Jul 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00066970-000000

Property Details

APN / Parcel Number

Primary APN00066970-000000
Alternative APNs
  • 01010100066970000000
  • 1070912

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,310 sqft Living Area
1st Floor Area1,310 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1999
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,292 sqft (0.144 acres)

Exterior Amenities

PorchOpen Porch
Porch Area386 sqft
Deck Area150 sqft
Patio Area598 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1070912
Street Address2816 STAPLES AVE
CityKEY WEST
StateFL
Zip33040-4041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionKW LIME GROVE SUB 2 PT SALT POND LTS 6-7 PB2-26 LOT 13 SQR 2 G29-455-456 OR796-328 OR894-963 OR2070-568TC OR2070-568/67T/C OR2083-1157/58C OR2366-930C/T OR2381-1819/22 OR2381-1823POA
Legal Range25E
Legal Township68S
Legal Section04
Legal SubdivisionLIME GROVE SUB NO 2
Legal Lot Number6-7,1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2010
Census Tract972100

Owner

2816 Staples Ave is owned and occupied by two individuals who bought it in September 2008.

Source: Monroe County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address604 RIVERSIDE DR, 5D, NEW YORK, NY 10031-7818
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2008 · Amount on File
Deed SaleSep 25, 2008 · Amount on File
Prior SaleJun 3, 2008
Deed Document Number20081713113
Deed Book / Page2381 / 1819
Prior Transfer DateDec 15, 2004
Prior Transfer Doc0001495486
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONROE FL
Recording DateJul 8, 2026
Property Address2816 STAPLES AVE, KEY WEST, FL 33040-4041
Document Number0002550908
Book / Page3391 / 126
Instrument DateJul 8, 2026
Instrument20262550908
Transaction TypeTransfer
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address604 RIVERSIDE DR, 5D, NEW YORK, NY 10031-7818

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address2816 STAPLES AVE, KEY WEST, FL 33040-4041
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyBROKERS TTL OF LEESBURG LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030291295
DateJul 1, 2020
Book Page3029/1295
Instrument2271476
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2816 Staples Ave was $2,674 with exemptions applied, up 5.9% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,674.00 (+5.94%) Homeowner's exemption Senior Citizen's exemption$336,556$787,897 Land $572,572 Building $215,325
2024$2,524.00 (+2.35%)
2023$2,466.00 (-4.6%) Senior Citizen's exemption$317,545 (+3%)$751,107 (+24.89%) Land $555,269 Building $195,838
2022$2,585.00 Homeowner's exemption$308,297$601,427 Land $402,688 Building $198,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2816 Staples Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 300 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies313 units insured
incl. 13 condo units
Nearby Flood Claims517 (1980–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 59 claims
  • Hurricane Wilma, Oct 2005 · 309 claims
  • Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2816 Staples Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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