2816 Scenic Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2816 Scenic Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,135 sqft · built 1952
Lot Size	0.568 acres (24,750 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jan 2022)
Tax Bill	$5,406 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-20-128-004`

Property Details

APN / Parcel Number

Primary APN	`8913-20-128-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,135 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Finished Basement	350 sqft
Unfinished Basement	992 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,750 sqft (0.568 acres)
Lot Dimensions	225 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	991 sqft
Parking Spaces	4 Parking Spaces
Deck Area	161 sqft
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2816 SCENIC DR
City	CEDAR FALLS
State	IA
Zip	50613-6058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDARLOO PARK LOT C 132
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	CEDARLOO PARK
Legal Lot Number	132
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3008
Census Tract	2400

Owner

2816 Scenic Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2816 SCENIC DR, CEDAR FALLS, IA 50613-6058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Dec 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Prior Sale	Dec 11, 2020 · Amount on File
Deed Document Number	202214655
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2816 SCENIC DR, CEDAR FALLS, IA 50613-6058
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400013069
Date	Apr 23, 2024
Instrument	2024-00013069

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	PO BOX 800, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 22, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 18, 2022
Property Address	2816 SCENIC DR, CEDAR FALLS, IA 50613-6058
Document Number	202200014655
Instrument Date	Dec 8, 2021
Instrument	202200014655
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2816 SCENIC DR, CEDAR FALLS, IA 50613-6058

Mortgage

Document Number	202200014656
Date	Jan 18, 2022
Instrument	202200014656

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.12%
Index	1-Year CMT
Margin	5
Max Rate	9.12%

Mortgage

Document Number	202200014657
Date	Jan 18, 2022
Instrument	202200014657

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 5, 2032

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2816 SCENIC DR, CEDAR FALLS, IA 50613-6058
Transaction Type	Mortgage
Record Updated	Jan 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000010641
Date	Dec 11, 2019
Instrument	20202000010641

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2816 Scenic Dr was $5,406 with a homeowner's exemption, up 4.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,406.00 (+4.4%) Homeowner's exemption	$370,990 Land $47,450 Building $323,540	$370,990 Land $47,450 Building $323,540
2024	$5,178.00
2023		$331,960 (+26.17%) Land $47,450 Building $284,510	$331,960 Land $47,450 Building $284,510
2022	$4,694.00 Homeowner's exemption	$263,110 Land $47,450 Building $215,660
2021			$263,110 Land $47,450 Building $215,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2816 Scenic Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2816 Scenic Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink.

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