2816 Rownd St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2816 Rownd St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,253 sqft · built 1954
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Company Names on File
Last Sale	$189,900 (Jan 2021)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-19-226-013`

Property Details

APN / Parcel Number

Primary APN	`8913-19-226-013`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,253 sqft Living Area
1st Floor Area	864 sqft
Attic	Attic
Attic Area	389 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Carpet
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2816 ROWND ST
City	CEDAR FALLS
State	IA
Zip	50613-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING GREEN ADDITION C F LOT 22
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	ROLLING GREEN ADDITION C F
Legal Lot Number	22
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	4
Census Block	4014
Census Tract	2400

Owner

2816 Rownd St is owned by a company that bought it in January 2021 and is owner-occupied.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Company Names on File
Mailing Address	2816 ROWND ST, CEDAR FALLS, IA 50613-5809
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jan 15, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Oct 5, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Mar 6, 2006 · Amount on File
Deed Document Number	202115018
Prior Transfer Date	Jul 24, 2017
Prior Transfer Doc	201800006019
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2816 ROWND ST, CEDAR FALLS, IA 50613-5809
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 ROWND ST, CEDAR FALLS, IA 50613-5809

Mortgage

Document Number	0202602983
Date	Mar 9, 2026
Instrument	2026-02983

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2816 ROWND ST, CEDAR FALLS, IA 50613-5809
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 ROWND ST, CEDAR FALLS, IA 50613-5809

Mortgage

Document Number	0202514022
Date	Sep 24, 2025
Instrument	2025-14022

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 15, 2021
Property Address	2816 ROWND ST, CEDAR FALLS, IA 50613-5809
Document Number	202100015018
Instrument Date	Jan 14, 2021
Instrument	202100015018
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2816 ROWND ST, CEDAR FALLS, IA 50613-5809

Mortgage

Document Number	202100015019
Date	Jan 15, 2021
Instrument	202100015019

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 5, 2017
Property Address	2816 ROWND ST, CEDAR FALLS, IA 50613-5809
Document Number	201800006018
Instrument Date	Jul 24, 2017
Instrument	2018-00006018
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2816 ROWND ST, 2816, CEDAR FALLS, IA 50613-5809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 ROWND ST, CEDAR FALLS, IA 50613-5809

Mortgage

Document Number	201800006019
Date	Oct 5, 2017
Instrument	2018-00006019

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2816 Rownd St was $3,042 with a homeowner's exemption, down 1.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,042.00 (-1.3%) Homeowner's exemption	$213,590 Land $40,500 Building $173,090	$213,590 Land $40,500 Building $173,090
2024	$3,082.00
2023		$201,700 (+22.33%) Land $40,500 Building $161,200	$201,700 Land $40,500 Building $161,200
2022	$2,880.00 Homeowner's exemption	$164,880 Land $40,500 Building $124,380
2021			$164,880 Land $40,500 Building $124,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2816 Rownd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2816 Rownd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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