2816 N Katy Rd, Elm Mott, TX 76640 Property Records

McLennan County property record for 2816 N Katy Rd, Elm Mott, TX 76640

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,318 sqft · built 1992
Lot Size	6.21 acres (270,943 sqft)
Owner	2 Individual Names on File
Last Sale	$437,500 (Mar 2020)
Tax Bill	$4,530 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`50-004000-000800-1`

Property Details

APN / Parcel Number

Primary APN	`50-004000-000800-1`
Alternative APNs	`5000400000080010111` `200794`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
Gross Area	2,893 sqft
1st Floor Area	2,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	270,943 sqft
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	544 sqft
Deck Area	528 sqft
Canopy	808 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2816 N KATY RD
City	ELM MOTT
State	TX
Zip	76640-3964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ROSS OAKS LOT 8 BLOCK A ACRES 6.22
Legal Subdivision	ROSS OAKS
Legal Block	A
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	1
Census Block	1008
Census Tract	3402

Owner

2816 N Katy Rd is owned and occupied by two individuals who bought it in March 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2816 N KATY RD, ELM MOTT, TX 76640-3964
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEXAS BANK AND TRUST CO
Mar 11, 2020	Deed of Trust, Transfer · Construction Mortgage SECURITY BK/CRAWFORD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2020 · Amount on File
Deed Sale	Mar 11, 2020 · Amount on File
Prior Sale	Mar 23, 2011
Deed Document Number	20208371
Prior Transfer Date	Mar 3, 2020
Prior Transfer Doc	0000008371
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2816 N KATY RD, ELM MOTT, TX 76640-3964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041115
Date	Nov 17, 2020
Instrument	2020041115

Lender

Name	TEXAS BANK AND TRUST CO
Type	Bank
Address	FORT WORTH, TX 76109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Mar 11, 2020
Property Address	2816 N KATY RD, ELM MOTT, TX 76640-3964
Document Number	0000008372
Instrument Date	Mar 3, 2020
Instrument	8372
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	110 ADRIAN DR ROBINSON TX 767066205, ROBINSON, TX 76706-6205

Mortgage

Document Number	0000008372
Date	Mar 11, 2020
Instrument	8372

Lender

Name	SECURITY BK/CRAWFORD
Type	Bank
Address	CRAWFORD, TX 76638

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 10, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 2816 N Katy Rd was $4,530 with a homeowner's exemption, down 0.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	West Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,833 (+4.19%) Land $98,151 Building $394,682	$492,833 (+2.59%) Land $98,151 Building $394,682
2025	$4,530.00 (-0.55%) Homeowner's exemption	$473,000 Land $80,600 Building $399,800	$480,400 Land $80,600 Building $399,800
2024	$4,555.00
2023		$430,000 Land $73,280 Building $356,720	$430,000 Land $73,280 Building $356,720
2022	$4,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2816 N Katy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2816 N Katy Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS WSC serves 2,811 people · EPA ID TX1550042
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T.

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