2816 Mulberry St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2816 Mulberry St, Saint Joseph, MO 64501 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1922
Lot Size	0.141 acres (6,157 sqft)
Owner	2 Individual Names on File
Last Sale	$156,940 (Oct 2023)
Tax Bill	$962 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2021 Mortgage + 2 more
APN	`06-2.0-10-002-000-069.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-10-002-000-069.000`

Interior

Building Area	864 sqft Base Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	6,157 sqft (0.141 acres)
Lot Dimensions	94 ft deep x 65.5 ft wide

Location & Zoning

Street Address	2816 MULBERRY ST
City	SAINT JOSEPH
State	MO
Zip	64501-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:ANDREWS & KELLY ADDITION LOT:5 BLK:7LGL DESC:EX E 67' L5 & 6
Legal Subdivision	ANDREWS & KELLY ADDITION
Legal Block	7
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	900

Owner

Source: Buchanan County records · APN 06-2.0-10-002-000-069.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2816 MULBERRY ST, SAINT JOSEPH, MO 64501-2649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2023	Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Apr 21, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 03, 2019	Deed of Trust, Mortgage · FHA Mortgage NEIGHBORHOOD BANK
Mar 06, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2023 · Amount on Record
Deed Sale	Oct 06, 2023 · Amount on Record
Prior Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	20237952
Deed Book / Page	3791 / 399
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 06, 2023
Property Address	2816 MULBERRY ST, SAINT JOSEPH, MO 64501-2649
Document Number	003791/399
Book / Page	3791 / 399
Instrument Date	Oct 06, 2023
Instrument	2023007952
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 MULBERRY ST, SAINT JOSEPH, MO 64501-2649

Mortgage

Document Number	2023007954
Date	Oct 06, 2023
Instrument	2023007954

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 21, 2021
Property Address	2816 MULBERRY ST, SAINT JOSEPH, MO 64501-2649
Document Number	003761/293
Book / Page	3761 / 293
Instrument Date	Apr 20, 2021
Instrument	2021003943
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 MULBERRY ST, SAINT JOSEPH, MO 64501-2649

Mortgage

Document Number	2021003944
Date	Apr 21, 2021
Instrument	2021003944

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2816 MULBERRY ST, SAINT JOSEPH, MO 64501-2649
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3744/59
Date	Dec 03, 2019
Book Page	3744/59
Instrument	2019010516

Lender

Name	NEIGHBORHOOD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2050

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 06, 2020
Property Address	2816 MULBERRY ST, SAINT JOSEPH, MO 64501-2649
Document Number	003746/595
Book / Page	3746 / 595
Instrument Date	Mar 05, 2020
Instrument	2020001740
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 MTJLBERRY ST, SAINT JOSEPH, MO 64501

Mortgage

Document Number	2020001741
Date	Mar 06, 2020
Instrument	2020001741

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$962.00 (+0.1%)	$13,390 (+17.25%) Land $2,570 Building $10,820	$70,440 (+17.2%) Land $13,500 Building $56,940
2024	$961.00 (+27.62%)
2023	$753.00 (-0.66%)	$11,420 (-) Land $2,570 Building $8,850	$60,100 (-) Land $13,500 Building $46,600
2022	$758.00	$11,420 Land $2,570 Building $8,850
2021			$60,100 Land $13,500 Building $46,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290210009001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (1984–2020)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jul 2020, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 5% of Missouri
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 669 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
United Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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