2816 John Rolfe Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 2816 John Rolfe Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,659 sqft · built 1985
Lot Size	0.932 acres (40,598 sqft)
Owner	Trust Name on File
Last Sale	$420,000 (Aug 2020)
Tax Bill	$3,060 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26296`

Property Details

APN / Parcel Number

Primary APN	`26296`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,659 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,598 sqft (0.932 acres)
Garage Area	528 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2816 JOHN ROLFE RD
City	HAYES
State	VA
Zip	23072-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	POWHATAN CHIM SEC 2 LOT 7
Legal Subdivision	PLAT: PB13 73
Legal Lot Number	7
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	3
Census Block	3002
Census Tract	100301

Owner

2816 John Rolfe Rd is owner-occupied and held in a trust since August 2020.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	2816 JOHN ROLFE RD, HAYES, VA 23072-3223
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 5, 2020	Warranty Deed, Transfer · Line of Credit FHS PROPERTIES LLC
Mar 12, 2019	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Mar 12, 2019 · Amount on File
Deed Document Number	20203874
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2816 JOHN ROLFE RD, HAYES, VA 23072-3223
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	DB TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190005873
Date	Dec 18, 2019
Instrument	190005873

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 5, 2020
Property Address	2816 JOHN ROLFE RD, HAYES, VA 23072-3223
Document Number	200003874
Instrument Date	Jul 1, 2020
Instrument	200003874
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	TRIPLE CROWN TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 JOHN ROLFE RD, HAYES, VA 23072-3223

Mortgage

Document Number	200003875
Date	Aug 5, 2020
Instrument	200003875

Lender

Name	FHS PROPERTIES LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 12, 2019
Property Address	2816 JOHN ROLFE RD, HAYES, VA 23072-3223
Document Number	190000997
Instrument Date	Mar 6, 2019
Instrument	190000997
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	1ST VA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 JOHN ROLFE RD, HAYES, VA 23072-3223

Mortgage

Document Number	190000998
Date	Mar 12, 2019
Instrument	190000998

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2816 John Rolfe Rd was $3,060, up 8.3% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,060.00 (+8.32%)	$515,960 (+13.96%) Land $81,330 Building $434,630	$515,960 (+13.96%) Land $81,330 Building $434,630
2025	$2,825.00 (+5.25%)	$452,770 (-) Land $81,330 Building $371,440	$452,770 (-) Land $81,330 Building $371,440
2024	$2,684.00	$452,770 (-) Land $81,330 Building $371,440	$452,770 (-) Land $81,330 Building $371,440
2023	$2,684.00 (+5.21%)	$452,770 (+30.45%) Land $81,330 Building $371,440	$452,770 (+30.45%) Land $81,330 Building $371,440
2022	$2,551.00	$347,080 Land $72,240 Building $274,840	$347,080 Land $72,240 Building $274,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2816 John Rolfe Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (1998–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2816 John Rolfe Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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