2816 Jebidiah Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2816 Jebidiah Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 2003
Lot Size	0.212 acres (9,234 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2017)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0589-0001-1120`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0589-0001-1120`
Alternative APNs	`263016058900011120` `85688`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,730 sqft Living Area
Gross Area	2,185 sqft
1st Floor Area	1,530 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block/Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,234 sqft (0.212 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	255 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2816 JEBIDIAH CT
City	SAINT CLOUD
State	FL
Zip	34772-7737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT 13 PB 13 PG 136-139 LOT 112 15,22-26-30
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 13
Legal Tract	589
Legal Block	1120
Legal Lot Number	112
Legal Unit	13
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43208

Owner

Source: Osceola County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2816 JEBIDIAH CT, SAINT CLOUD, FL 34772-7737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Oct 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Nov 22, 2011 · Amount on Record
Deed Document Number	201790164
Deed Book / Page	5167 / 805
Last Transfer Date	Jun 19, 2019
Transfer Doc	0056062234
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Oct 8, 2026
Property Address	2816 JEBIDIAH CT, SAINT CLOUD, FL 34772-7737
Document Number	0000130106
Book / Page	7046 / 1542
Instrument Date	Sep 30, 2026
Instrument	2026130106
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 JEBIDIAH CT, SAINT CLOUD, FL 34772-7737

Mortgage

Document Number	0000130106,
Date	Oct 8, 2026
Book Page	7046/1542
Instrument	2026130106

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2816 JEBIDIAH CT, SAINT CLOUD, FL 34772-7737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057631462
Date	Jul 28, 2020
Book Page	5763/1462
Instrument	2020098517

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 16, 2019
Property Address	2816 JEBIDIAH CT, SAINT CLOUD, FL 34772-7737
Document Number	0056062234
Book / Page	005606 / 002234
Instrument Date	Jun 19, 2019
Instrument	133686
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 JEBIDIAH CT ST CLOUD FL 347727737, ST CLOUD, FL 34772-7737

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 21, 2017
Property Address	2816 JEBIDIAH CT, SAINT CLOUD, FL 34772-7737
Document Number	0051670805
Book / Page	5167 / 0805
Map Reference	MB13 PG136-139
Instrument Date	Jun 19, 2017
Instrument	2017090164
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3505 BLITHE CT, 3505, SAINT CLOUD, FL 34772-8248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 JEBIDIAH CT, SAINT CLOUD, FL 34772-7737

Mortgage

Document Number	0051670806
Date	Jun 21, 2017
Instrument	5167/0806

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (+3.94%) Homeowner's exemption	$134,250 (+5.99%)	$320,400 (-2.7%) Land $75,000 Building $245,400
2024	$1,573.00 (+3.35%)
2023	$1,522.00 (+4.46%) Homeowner's exemption	$126,667 (+3%)	$329,300 (+20.62%) Land $65,000 Building $264,300
2022	$1,457.00 Homeowner's exemption	$122,978	$273,000 Land $60,000 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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