2816 Grant St, Bellingham, WA 98225 Property Records

Whatcom County property record for 2816 Grant St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1936
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jan 2021)
Tax Bill	$4,351 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`380319-450246-0000`

Property Details

APN / Parcel Number

Primary APN	`380319-450246-0000`
Alternative APNs	`550251` `577362` `63589`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	1,064 sqft
1st Floor Area	632 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1969
Architectural Style	Multi-Level
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Garage Area	236 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	136 sqft
Deck Area	24 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	63589
Street Address	2816 GRANT ST
City	BELLINGHAM
State	WA
Zip	98225-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	SUNNYLAND S 1/2 OF LOT 6-N 1/2 OF LOT 7 BLK 176
Legal Range	03
Legal Township	38
Legal Section	19
Legal Subdivision	SUNNYLAND
Legal Block	176
Legal Lot Number	6-N,7
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1006
Census Tract	501

Owner

Source: Whatcom County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1649 SAPPHIRE TRL, BELLINGHAM, WA 98226
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 2, 2018	Quit Claim Deed, Transfer CMG FIN'L
Apr 2, 2018	Warranty Deed, Transfer · Conventional Mortgage CMG FIN'L
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage PREBLE C & EVA M POLAND
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage TROY L & CYNTHIA K P BACH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	20214701
Prior Transfer Date	Mar 29, 2018
Prior Transfer Doc	0000200087
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 29, 2021
Property Address	2816 GRANT ST, BELLINGHAM, WA 98225-2608
Document Number	0000104701
Map Reference	VOL 5 PG 48
Instrument Date	Jan 26, 2021
Instrument	2021-0104701
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Tax	$1,285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 GRANT ST, BELLINGHAM, WA 98225-2608

Mortgage

Document Number	0000104702
Date	Jan 29, 2021
Instrument	2021-0104702

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 2, 2018
Property Address	2816 GRANT ST, BELLINGHAM, WA 98225-2608
Document Number	2180400087
Instrument Date	Mar 29, 2018
Instrument	400087
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2816 GRANT ST BELLINGHAM WA 982252608, BELLINGHAM, WA 98225-2608

Mortgage

Document Number	2180400088
Date	Apr 2, 2018
Instrument	400088

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 2, 2018
Property Address	2816 GRANT ST, BELLINGHAM, WA 98225-2608
Document Number	2180400086
Instrument Date	Mar 15, 2018
Instrument	400086
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,573.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 GRANT ST BELLINGHAM WA 982252608, BELLINGHAM, WA 98225-2608

Mortgage

Document Number	2180400088
Date	Apr 2, 2018
Instrument	400088

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2816 GRANT ST, BELLINGHAM, WA 98225-2608
Document Number	2180301793
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 GRANT ST BELLINGHAM WA 982252608, BELLINGHAM, WA 98225-2608

Mortgage

Document Number	2180301793
Date	Mar 16, 2018
Instrument	301793

Lender

Name	PREBLE C & EVA M POLAND
Address	2015 24TH ST # 71, BELLINGHAM, WA 98225-8187

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2816 GRANT ST, BELLINGHAM, WA 98225-2608
Document Number	2180300587
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 GRANT ST BELLINGHAM WA 982252608, BELLINGHAM, WA 98225-2608

Mortgage

Document Number	2180300587
Date	Mar 6, 2018
Instrument	300587

Lender

Name	TROY L & CYNTHIA K P BACH
Address	621 17TH ST, BELLINGHAM, WA 98225-6334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,351.00 (+28.08%)	$547,344 (+16.52%) Land $253,696 Building $293,648	$547,344 (+16.52%) Land $253,696 Building $293,648
2022		$469,744 Land $217,728 Building $252,016	$469,744 Land $217,728 Building $252,016
2021	$3,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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