Winnebago County property record for 2816 Elo Rd, Oshkosh, WI 54904
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.08 acres (221,720 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,059 (2024) |
| Deeds & Mortgages | May 2021 Line of Credit Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-0762-04 |
| Primary APN | 016-0762-04 |
|---|---|
| Alternative APN |
|
| Lot Area | 221,720 sqft |
|---|
| Heating System | HVAC |
|---|
| Account Number | 30814 |
|---|---|
| Street Address | 2816 ELO RD |
| City | OSHKOSH |
| State | WI |
| Zip | 54904-9290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | PT NW NW DESC AS LOT 1 OF CSM-2914 5.09 A. |
| Legal Range | 15E |
| Legal Township | 18N |
| Legal Section | 34 |
| Legal Subdivision | CERTIFIED SURVEY MAP 2914 |
| Legal Lot Number | 1 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OMRO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 2002 |
2816 Elo Rd is owned and occupied by two individuals.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2816 ELO RD, OSHKOSH, WI 54904-9290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Line of Credit PROSPERA CU |
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit PROSPERA CU |
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 2816 ELO RD, OSHKOSH, WI 54904-9290 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2816 ELO RD, OSHKOSH, WI 54904-9290 |
| Document Number | 0001852479 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 1852479 |
| Name | PROSPERA CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54913 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 18, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 2816 ELO RD, OSHKOSH, WI 54904-9290 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2818 ELO RD, OSHKOSH, WI 54904-9290 |
| Document Number | 0001891903 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 1891903 |
| Name | PROSPERA CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54913 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 2816 ELO RD, OSHKOSH, WI 54904-9290 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001874970 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 1874970 |
| Name | PROSPERA CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54913 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| County Subdivision | Omro Town |
| Unified School District | Omro School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $340,700 Land $65,500 Building $275,200 | ||
| 2024 | $5,059.00 (+11.51%) | ||
| 2023 | $4,537.00 (+14.95%) Homeowner's exemption | $340,700 (+18.3%) Land $65,500 Building $275,200 | $405,070 (+27.07%) Land $77,875 Building $327,195 |
| 2022 | $3,947.00 Homeowner's exemption | $288,000 Land $65,500 Building $222,500 | $318,773 Land $72,499 Building $246,274 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2816 Elo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2816 Elo Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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