2816 E Madison Ave, Des Moines, IA 50317 Property Records

Polk County property record for 2816 E Madison Ave, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 980 sqft · built 1961
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jul 2021)
Tax Bill	$4,110 (2024)
Deeds & Mortgages	May 2023 Second Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7923-19-427-020`

Property Details

APN / Parcel Number

Primary APN	`7923-19-427-020`
Alternative APN	`060/01578-001-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	980 sqft
Basement Area	960 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,750 sqft (0.223 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2816 E MADISON AVE
City	DES MOINES
State	IA
Zip	50317-4250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 150F W 65F E 178.5F LOTS 176 & 177 DOUGLAS ACRES PLAT NO 2
Legal Range	23W
Legal Township	79N
Legal Section	19
Legal Subdivision	DOUGLAS ACRES PLAT 2
Legal Lot Number	176,177 177
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1000
Census Tract	201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2816 E MADISON AVE, DES MOINES, IA 50317-4250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Oct 16, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	2021-00070963
Deed Book / Page	18628 / 327
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2816 E MADISON AVE, DES MOINES, IA 50317-4250
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 E MADISON AVE, DES MOINES, IA 50317-4250

Mortgage

Document Number	0000025138
Date	May 23, 2023
Book Page	19482/212
Instrument	2023-00025138

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jun 5, 2028

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 17, 2026
Property Address	2816 E MADISON AVE, DES MOINES, IA 50317-4250
Document Number	0000008397
Book / Page	20421 / 135
Instrument Date	Feb 5, 2026
Instrument	2026-00008397
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 E MADISON AVE, DES MOINES, IA 50317-4250

Mortgage

Document Number	0000008398
Date	Feb 17, 2026
Instrument	2026-00008398

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 6, 2021
Property Address	2816 E MADISON AVE, DES MOINES, IA 50317-4250
Document Number	0000070963
Book / Page	18628 / 327
Instrument Date	Jun 29, 2021
Instrument	2021-00070963
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 E MADISON AVE, DES MOINES, IA 50317-4250

Mortgage

Document Number	0000070965
Date	Jul 6, 2021
Instrument	2021-00070965

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 16, 2018
Property Address	2816 E MADISON AVE, DES MOINES, IA 50317-4250
Document Number	201800030805
Book / Page	17113 / 0968
Instrument Date	Oct 12, 2018
Instrument	2018-00030805
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2816 E MADISON AVE, DES MOINES, IA 50317-4250

Mortgage

Document Number	201800030807
Date	Oct 16, 2018
Instrument	2018-00030807

Lender

Name	FIRST FEDERAL SAVINGS BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$233,300 (+24.63%) Land $33,800 Building $199,500	$233,300 (+24.63%) Land $33,800 Building $199,500
2024	$4,110.00 (+5.82%)
2023		$187,200 Land $29,200 Building $158,000	$187,200 Land $29,200 Building $158,000
2020	$3,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile, Verizon.

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