Union County property record for 2816 Chip Shot Dr, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,527 sqft · built 1997 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,021 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-324-122 |
| Primary APN | 08-324-122 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,527 sqft Living Area |
| Gross Area | 4,132 sqft |
| 1st Floor Area | 2,401 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 584 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 377 sqft |
| Patio Area | 377 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2816 CHIP SHOT DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-3428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-15 STALL |
| Legal Description | #104 EMERALD LAKE PH1 OPCE402 |
| Legal Subdivision | EMERALD LAKE |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20203 |
2816 Chip Shot Dr, a rural home, is owned and occupied by an individual who acquired it in December 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2816 CHIP SHOT DR, MATTHEWS, NC 28104-3428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Dec 7, 2021 | Intrafamily Transfer, Transfer · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Sep 22, 2021 | Intrafamily Transfer, Transfer |
| Apr 13, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| May 9, 2019 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2021 |
| Deed Sale | Dec 7, 2021 |
| Prior Sale | May 9, 2019 · Amount on File |
| Deed Document Number | 202157658 |
| Deed Book / Page | 8336 / 782 |
| Prior Transfer Date | Nov 19, 2021 |
| Prior Transfer Doc | 0008336782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2816 CHIP SHOT DR, MATTHEWS, NC 28104-3428 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0008840297 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 8840/297 |
| Instrument | 1012 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 7, 2021 |
| Property Address | 2816 CHIP SHOT DR, MATTHEWS, NC 28104-3428 |
| Document Number | 0008336782 |
| Book / Page | 8336 / 782 |
| Map Reference | CAB E FILE 402 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 57658 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2816 CHIP SHOT DR, MATTHEWS, NC 28104-3428 |
| Document Number | 0000057659 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 57659 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 22, 2021 |
| Property Address | 2816 CHIP SHOT DR, MATTHEWS, NC 28104-3428 |
| Document Number | 8251320 |
| Book / Page | 8251 / 320 |
| Instrument Date | May 11, 2021 |
| Instrument | 44970 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5208 SUSTAR DR, 5208, MONROE, NC 28110-8138 |
| Name | Verified Name |
|---|---|
| Address | 2816 SHIP SHOT DR, MATTHEWS, NC 28104 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2816 CHIP SHOT DR, MATTHEWS, NC 28104-3428 |
| Document Number | 7638258 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2816 CHIP SHOT DR MATTHEWS NC 281043428, MATTHEWS, NC 28104-3428 |
| Document Number | 7638258 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 007638/000258 |
| Instrument | 12667 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 9, 2019 |
| Property Address | 2816 CHIP SHOT DR, MATTHEWS, NC 28104-3428 |
| Document Number | 0007366785 |
| Book / Page | 7366 / 785 |
| Map Reference | CAB E FILE 402 |
| Instrument Date | May 9, 2019 |
| Instrument | 0012396 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2816 CHIP SHOT DR, MATTHEWS, NC 28104-3428 |
| Document Number | 0000012397 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 0012397 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 2816 Chip Shot Dr was $5,021.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $744,000 (-) Land $135,000 Building $609,000 | $744,000 (-) Land $135,000 Building $609,000 | |
| 2025 | $5,021.00 | $744,000 Land $135,000 Building $609,000 | $744,000 Land $135,000 Building $609,000 |
| 2023 | $3,804.00 | $456,800 Land $90,000 Building $366,800 | $456,800 Land $90,000 Building $366,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2816 Chip Shot Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2816 Chip Shot Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEATHFIELD S/D private · serves 165 people · EPA ID NC2060020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures