McLennan County property record for 2816 Cherokee Ln, Waco, TX 76712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,929 sqft · built 2003 |
| Lot Size | 0.199 acres (8,645 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,889 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-001205-112007-0 |
| Primary APN | 36-001205-112007-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,929 sqft Living Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 1,929 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,645 sqft (0.199 acres) |
| Lot Dimensions | 133 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 750 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 146 sqft |
| Deck Area | 85 sqft |
| Patio Area | 86 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2816 CHEROKEE LN |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76712-8399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ARROWHEAD EST LOT 7 BLOCK 20 ACRES .1985 |
| Legal Subdivision | ARROWHEAD EST |
| Legal Block | 20 |
| Legal Lot Number | 7 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 3708 |
2816 Cherokee Ln is owned and occupied by an individual who acquired it in May 2009.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2816 CHEROKEE LN, WACO, TX 76712-8399 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 12, 2009 |
| Transfer Doc | 0000014592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2816 CHEROKEE LN, WACO, TX 76712-8399 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | FTC |
| Name | Verified Name |
|---|
| Document Number | 0000006872 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021006872 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 2816 Cherokee Ln was $4,889 with a homeowner's exemption, down 5.1% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $277,000 (-12.81%) Land $31,036 Building $245,964 | $277,000 (-12.81%) Land $31,036 Building $245,964 | |
| 2025 | $4,889.00 (-5.12%) Homeowner's exemption | $317,690 Land $28,270 Building $289,420 | $317,690 Land $28,270 Building $289,420 |
| 2024 | $5,153.00 | ||
| 2023 | $333,630 Land $28,270 Building $305,360 | $333,630 Land $28,270 Building $305,360 | |
| 2022 | $4,549.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2816 Cherokee Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2816 Cherokee Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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