Winchester City property record for 2816 Baldwin St, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,400 sqft · built 2002 |
| Lot Size | 0.358 acres (15,594 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Jan 2023) |
| Tax Bill | $3,832 (2026) |
| Deeds & Mortgages | Oct 2010 Mortgage May 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 312-02-24 |
| Primary APN | 312-02-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,594 sqft (0.358 acres) |
| Lot Dimensions | 195 ft deep x 80 ft wide |
| Terrain | Rolling |
| Garage Area | 816 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 98 |
|---|---|
| Street Address | 2816 BALDWIN ST |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | WEA-VILLA SD B-4 L-24 E S 2816 BALDWIN STREET |
| Legal Subdivision | WEA-VILLA SD B-4 |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 302 |
Source: Winchester City records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2816 BALDWIN ST, WINCHESTER, VA 22601-4242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Oct 6, 2010 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| May 6, 2026 | Gift Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 6, 2026 | Gift Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE |
| Mar 6, 2026 | Gift Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE |
| Jan 19, 2023 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on Record |
| Deed Sale | Jan 19, 2023 · Amount on Record |
| Prior Sale | May 28, 2013 · Amount on Record |
| Deed Document Number | 202395 |
| Last Transfer Date | Mar 2, 2026 |
| Transfer Doc | 0000000448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 2816 BALDWIN ST, WINCHESTER, VA 22601-4242 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0100002306 |
|---|---|
| Date | Oct 6, 2010 |
| Instrument | 100002306 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 153 Months |
| Due | Jul 1, 2023 |
| Rate | 3.75% |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | May 6, 2026 |
| Property Address | 2816 BALDWIN ST, WINCHESTER, VA 22601-4242 |
| Document Number | 0000000941 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.941 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2816 BALDWIN ST, WINCHESTER, VA 22601-4242 |
| Document Number | 0000000942, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026.942 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | May 6, 2026 |
| Property Address | 2816 BALDWIN ST, WINCHESTER, VA 22601-4242 |
| Document Number | 0000000941 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026941 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2816 BALDWIN ST, WINCHESTER, VA 22601-4242 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Mar 6, 2026 |
| Property Address | 2816 BALDWIN ST, WINCHESTER, VA 22601-4242 |
| Document Number | 0260000448 |
| Map Reference | MB 238 PG 243 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 260000448 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2816 BALDWIN ST, WINCHESTER, VA 22601-4242 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Jan 19, 2023 |
| Property Address | 2816 BALDWIN ST, WINCHESTER, VA 22601-4242 |
| Document Number | 0230000095 |
| Map Reference | MB 238 PG 243 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 230000095 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2816 BALDWIN ST, WINCHESTER, VA 22601-4242 |
| Document Number | 0230000096 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 230000096 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,832.00 | $482,000 (-) Land $60,000 Building $422,000 | |
| 2025 | $3,832.00 (+9.02%) | $482,000 (+13.81%) Land $60,000 Building $422,000 | $482,000 (+13.81%) Land $60,000 Building $422,000 |
| 2023 | $3,515.00 (+21%) | $423,500 Land $60,000 Building $363,500 | $423,500 Land $60,000 Building $363,500 |
| 2022 | $2,905.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1988–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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