2816 Aberdeen Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2816 Aberdeen Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1927
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$99,500 (Feb 2018)
Tax Bill$1,759 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056-11-06-034.00

Property Details

APN / Parcel Number

Primary APN056-11-06-034.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,056 sqft Finished Area
Gross Area1,290 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions88 ft deep x 32 ft wide
Garage Area234 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2816 ABERDEEN AVE
CityCOVINGTON
StateKY
Zip41015-1005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERRING C O SUB LOT 40 & 40A JILLIANNA
Legal SubdivisionHERRING SUBD
Legal Lot Number40A,40
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2004
Census Tract61400

Owner

2816 Aberdeen Ave is owned and occupied by an individual who bought it in February 2018.

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2816 ABERDEEN AVE, COVINGTON, KY 41015-1005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Feb 2, 2018Warranty Deed, Transfer · Conventional with PMI
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2018 · Amount on File
Deed SaleFeb 2, 2018 · Amount on File
Deed Document Number201802 02 059 00125
Deed Book / Page6346 / 98
Prior Transfer DateNov 7, 2001
Prior Transfer Doc1027059005
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2816 ABERDEEN AVE, COVINGTON, KY 41015-1005
Transaction TypeMortgage
Record UpdatedJan 5, 2024
Title CompanyNOT AVAILABLE, ATI

Transferred To (Grantee/Buyer)

NameVerified Name
Address2816 ABERDEEN AVE, COVINGTON, KY 41015-1005

Mortgage

Document Number0005900158
DateOct 26, 2021
Book Page290/983
Instrument21102605900158
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 13, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 2, 2018
Property Address2816 ABERDEEN AVE, COVINGTON, KY 41015-1005
Document Number0000000125
Book / Page0C6346 / 000098
Instrument DateJan 31, 2018
Instrument125
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$99.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2816 ABERDEEN AVE COVINGTON KY 410151005, COVINGTON, KY 41015-1005

Mortgage

Document Number126
DateFeb 2, 2018
Book Page0C6346/000101
Instrument126
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2816 Aberdeen Ave was $1,759.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$132,800 (-) Land $10,000 Building $122,800$132,800 (-) Land $10,000 Building $122,800
2025$1,759.00$132,800 Land $5,000 Building $127,800$132,800 Land $5,000 Building $127,800
2023$1,768.00$132,800 Land $5,000 Building $127,800$132,800 Land $5,000 Building $127,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2816 Aberdeen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2816 Aberdeen Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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