2816 50th St, Des Moines, IA 50310 Property Records

Polk County property record for 2816 50th St, Des Moines, IA 50310

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,739 sqft · built 1950
Lot Size	0.218 acres (9,494 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Jun 2026)
Tax Bill	$4,342 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`100/04001-000-000`

Property Details

APN / Parcel Number

Primary APN	`100/04001-000-000`
Alternative APN	`792430328028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,739 sqft Living Area
Gross Area	2,607 sqft
1st Floor Area	1,348 sqft
Attic	Attic
Attic Area	391 sqft
Basement Area	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,494 sqft (0.218 acres)
Lot Dimensions	202 ft deep x 47 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2816 50TH ST
City	DES MOINES
State	IA
Zip	50310-2561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 47 F LOT 71 DEERFOOT ACRES PLAT 2
Legal Subdivision	DEERFOOT ACRES PLAT 2
Legal Lot Number	71
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2009
Census Tract	803

Owner

2816 50th St is owned and occupied by an individual who bought it in June 2026.

Source: Polk County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2816 50TH ST, DES MOINES, IA 50310-2561
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Line of Credit LUANA SAVINGS BANK
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CLASS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Deed Document Number	202638911
Deed Book / Page	20571 / 596
Prior Transfer Date	Dec 26, 2025
Prior Transfer Doc	0000000081
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 26, 2026
Property Address	2816 50TH ST, DES MOINES, IA 50310-2561
Document Number	0000038911
Book / Page	20571 / 596
Instrument Date	Jun 19, 2026
Instrument	202638911
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,520.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 50TH ST, DES MOINES, IA 50310-2561

Mortgage

Document Number	0000038912,
Date	Jun 26, 2026
Book Page	20571/598
Instrument	202638912

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2031

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000038913,
Date	Jun 26, 2026
Book Page	20571/604
Instrument	202638913

Lender

Name	LUANA SAVINGS BANK

Agreement

Amount	Amount on Record
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.36%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2816 50TH ST, DES MOINES, IA 50310-2561
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000080
Date	Jan 2, 2026
Book Page	20383/699
Instrument	2026-00000080

Lender

Name	FIRST CLASS CU
Type	Credit Union
Address	2051 WESTOWN PKWY, WEST DES MOINES, IA 50265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2816 50th St was $4,342 with exemptions applied, down 0.8% from the year before.

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,342.00 (-0.78%) Homeowner's exemption Veteran's exemption	$280,500 Land $51,500 Building $229,000	$280,500 Land $51,500 Building $229,000
2024	$4,376.00
2023		$248,600 Land $45,000 Building $203,600	$248,600 Land $45,000 Building $203,600
2020	$4,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2816 50th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2816 50th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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