28151 E Central Ln, Welches, OR 97067 Property Records

Clackamas County property record for 28151 E Central Ln, Welches, OR 97067 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,105 sqft · built 1960
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jan 2019)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`37E09CD04600`

Property Details

APN / Parcel Number

Primary APN	`37E09CD04600`
Alternative APN	`00980282`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,105 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	10,000 sqft (0.23 acres)

Location & Zoning

Account Number	00980282
Street Address	28151 E CENTRAL LN
City	WELCHES
State	OR
Zip	97067-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	244 MAULDINGS ADD TO IDLEWILD LT 4 BLK 6
Legal Range	7E
Legal Township	3S
Legal Section	09
Legal Subdivision	MAULDINGS ADD TO IDLEWILD
Legal Block	6
Legal Lot Number	4
Jurisdiction	CLACKAMAS OR
Township / Civil Division	MOUNT HOOD
Census Block Group	3
Census Block	3035
Census Tract	24302

Owner

Source: Clackamas County records · APN 37E09CD04600

Assessment roll updated October 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28151 E CENTRAL LN, WELCHES, OR 97067-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 09, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 19, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 31, 2019	Warranty Deed, Transfer · FHA Mortgage AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Prior Sale	Jun 20, 1996 · Amount on Record
Deed Document Number	20195293
Prior Transfer Date	Sep 04, 2003
Prior Transfer Doc	0000120994
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	28151 E CENTRAL LN, WELCHES, OR 97067-9735
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28151 E CENTRAL LN, WELCHES, OR 97067-9735

Mortgage

Document Number	0000004477
Date	Feb 08, 2024
Instrument	2024-004477

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Oct 01, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	28151 E CENTRAL LN, WELCHES, OR 97067-9735
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28151 E CENTRAL LN, WELCHES, OR 97067-9735

Mortgage

Document Number	0000028420
Date	Aug 09, 2023
Instrument	2023-028420

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Oct 01, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	28151 E CENTRAL LN, WELCHES, OR 97067-9735
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28151 E CENTRAL LN, WELCHES, OR 97067-9735

Mortgage

Document Number	0000055660
Date	Oct 19, 2022
Instrument	2022-055660

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Oct 01, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	28151 E CENTRAL LN, WELCHES, OR 97067-9735
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28151 E CENTRAL LN, WELCHES, OR 97067-9735

Mortgage

Document Number	0000100502
Date	Nov 12, 2021
Instrument	2021-100502

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jan 31, 2019
Property Address	28151 E CENTRAL LN, WELCHES, OR 97067-9735
Document Number	0000005293
Instrument Date	Jan 30, 2019
Instrument	2019-005293
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 SE 136TH AVE APT 3, 3, PORTLAND, OR 97233-1888

Mortgage

Document Number	0000005294
Date	Jan 31, 2019
Instrument	2019-005294

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Clackamas County records · Assessment roll updated October 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,120.00 (+13.55%)	$135,105 (+6.09%)	$320,649 (+8.23%) Land $137,869 Building $182,780
2023	$1,867.00	$127,350	$296,274 Land $126,344 Building $169,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clackamas County (41005C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410050243023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	14 (1979–2025)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Dec 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	High Winds, Severe Storms And Flooding, Feb 1996 · 5 claims

Wildfire

Wildfire Risk	High above 89% of the US · above 72% of Oregon
Wildfire Likelihood	About 1 in 108 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Cable	1,500 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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