Polk County property record for 2815 Winterset Park, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,648 sqft · built 1988 |
| Lot Size | 0.351 acres (15,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,900 (Dec 2021) |
| Tax Bill | $5,059 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2020 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-11-687420-000080 |
| Primary APN | 26-29-11-687420-000080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,648 sqft Living Area |
| Gross Area | 3,656 sqft |
| 1st Floor Area | 1,400 sqft |
| Upper Floors Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,307 sqft (0.351 acres) |
| Lot Dimensions | 167 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Pool Area | 450 sqft |
| Porch | Florida Room |
| Porch Area | 560 sqft |
| Cooling System | Central |
|---|
| Street Address | 2815 WINTERSET PARK |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINTERSET PARK PB 69 PG 3 LOT 8 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 11 |
| Legal Subdivision | WINTERSET PARK |
| Legal Tract | 687420 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 14006 |
2815 Winterset Park is owned and occupied by two individuals who bought it in December 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2815 WINTERSET PARK, WINTER HAVEN, FL 33884-3141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Warranty Deed, Transfer · VA Mortgage ALKAN MORTGAGE CORP |
| Aug 18, 2020 | Warranty Deed, Construction Loan · Construction Mortgage FIRST MTG CORP/WINTER HAVEN |
| Jan 4, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Feb 13, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on File |
| Deed Sale | Dec 1, 2021 · Amount on File |
| Prior Sale | Aug 18, 2020 · Amount on File |
| Deed Document Number | 2021312604 |
| Deed Book / Page | 12006 / 784 |
| Prior Transfer Date | Aug 23, 2010 |
| Prior Transfer Doc | 0000145662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 1, 2021 |
| Property Address | 2815 WINTERSET PARK, WINTER HAVEN, FL 33884-3141 |
| Document Number | 0000312604 |
| Book / Page | 12006 / 784 |
| Map Reference | MB 69 PG 3 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021312604 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | SMART TITLE II LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,729.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 W PINE ST, 902, RAWLINS, WY 82301-5341 |
| Name | Verified Name |
|---|---|
| Address | 2815 WINTERSET PARK, WINTER HAVEN, FL 33884-3141 |
| Document Number | 0012006786 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 12006/786 |
| Name | ALKAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 18, 2020 |
| Property Address | 2815 WINTERSET PARK, WINTER HAVEN, FL 33884-3141 |
| Document Number | 0113380654 |
| Book / Page | 011338 / 000654 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 167440 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 3, 2020 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2815 WINTERSET PARK WINTER HAVEN FL 338843141, WINTER HAVEN, FL 33884-3141 |
| Document Number | 113380656 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 011338/000656 |
| Instrument | 167441 |
| Name | FIRST MTG CORP/WINTER HAVEN |
|---|---|
| Type | Mortgage Company |
| Address | WAHNETA, FL 33880 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2815 WINTERSET PARK, WINTER HAVEN, FL 33884-3141 |
| Document Number | 0111022279 |
| Instrument Date | Jan 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2815 WINTERSET PARK WINTER HAVEN FL 338843141, WINTER HAVEN, FL 33884-3141 |
| Document Number | 0111022279 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 011102/002279 |
| Instrument | 6661 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2815 WINTERSET PARK, WINTER HAVEN, FL 33884-3141 |
| Document Number | 0107540176 |
| Instrument Date | Feb 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2815 WINTERSET PARK WINTER HAVEN FL 338843141, WINTER HAVEN, FL 33884-3141 |
| Document Number | 0107540176 |
|---|---|
| Date | Feb 18, 2019 |
| Book Page | 010754/000176 |
| Instrument | 33138 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2049 |
The 2025 property tax bill for 2815 Winterset Park was $5,059.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376,521 (-1.37%) Land $90,000 Building $286,521 | $376,521 (-1.37%) Land $90,000 Building $286,521 | |
| 2025 | $5,059.00 | $381,737 Land $90,000 Building $291,737 | $381,737 Land $90,000 Building $291,737 |
| 2023 | $5,541.00 (+8.33%) | $376,435 (+10.36%) Land $88,000 Building $288,435 | $376,435 (+10.36%) Land $88,000 Building $288,435 |
| 2022 | $5,115.00 | $341,086 Land $74,000 Building $267,086 | $341,086 Land $74,000 Building $267,086 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2815 Winterset Park in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2815 Winterset Park is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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