2815 Summit Vista Dr, Des Moines, IA 50321 Property Records

Polk County property record for 2815 Summit Vista Dr, Des Moines, IA 50321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,929 sqft · built 1968
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2021)
Tax Bill	$4,740 (2024)
Deeds & Mortgages	Nov 2021 Second Mortgage Nov 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`120/00202-014-000`

Property Details

APN / Parcel Number

Primary APN	`120/00202-014-000`
Alternative APN	`782419429013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,929 sqft Living Area
Gross Area	2,667 sqft
1st Floor Area	1,369 sqft
Basement Area	1,298 sqft
Finished Basement	560 sqft
Unfinished Basement	738 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2815 SUMMIT VISTA DR
City	DES MOINES
State	IA
Zip	50321-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 CAMELOT SOUTH
Legal Subdivision	CAMELOT SOUTH
Legal Lot Number	14
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1017
Census Tract	4004

Owner

2815 Summit Vista Dr is owned and occupied by an individual who bought it in November 2021.

Source: Polk County records, as of October 13, 2025

Owner of Record	Individual Name on File
Mailing Address	2815 SUMMIT VISTA DR, DES MOINES, IA 50321-2219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONAL HOMEBUYERS FUND INC
Nov 29, 2021	Legal Action/Court Order, Foreclosure · FHA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Aug 16, 2000 · Amount on File
Deed Document Number	2021125031
Deed Book / Page	18882 / 399
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2815 SUMMIT VISTA DR, DES MOINES, IA 50321-2219
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100125034
Date	Nov 29, 2021
Book Page	18882/419
Instrument	2021-00125034

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Dec 1, 2026

November 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	POLK IA
Recording Date	Nov 29, 2021
Property Address	2815 SUMMIT VISTA DR, DES MOINES, IA 50321-2219
Document Number	202100125031
Book / Page	18882 / 399
Instrument Date	Nov 18, 2021
Instrument	2021-00125031
Transaction Type	Foreclosure
Record Updated	Dec 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 SUMMIT VISTA DR, DES MOINES, IA 50321-2219

Mortgage

Document Number	0000125033
Date	Nov 29, 2021
Book Page	18882/403
Instrument	2021-00125033

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,500 Land $49,600 Building $207,900	$257,500 Land $49,600 Building $207,900
2024	$4,740.00
2023		$240,900 Land $45,600 Building $195,300	$240,900 Land $45,600 Building $195,300
2020	$4,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2815 Summit Vista Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2815 Summit Vista Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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