2815 River Rd, Grand Rapids, MN 55744 Property Records

Itasca County property record for 2815 River Rd, Grand Rapids, MN 55744

Property Summary

Property Type	Single Family Home
Details	2 bd · 720 sqft · built 1948
Lot Size	4.48 acres (195,149 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Sep 2026)
Tax Bill	$1,932 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-026-3210`

Property Details

APN / Parcel Number

Primary APN	`91-026-3210`
Alternative APNs	`144199` `137383` `18085`

Interior

Bedrooms	2 Beds
Building Area	720 sqft Base Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	195,149 sqft (4.48 acres)
Lot Width	389 ft Width

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	400 sqft
Lean-To	112 sqft
Storage Building	180 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	144199
Street Address	2815 RIVER RD
City	GRAND RAPIDS
State	MN
Zip	55744-8354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REV DESC 3 OF LOT 8
Legal Range	25W
Legal Township	55N
Legal Section	26
Legal Lot Number	8
Jurisdiction	ITASCA MN
Township / Civil Division	GRAND RAPIDS
Census Block Group	1
Census Block	1083
Census Tract	480803

Owner

Source: Itasca County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2815 RIVER RD, GRAND RAPIDS, MN 55744-8354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL
May 27, 2026	Deed of Trust, Mortgage · Construction Mortgage NORTHVIEW BANK
Mar 20, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Oct 29, 2025 · Amount on Record
Deed Document Number	2026800270
Prior Transfer Date	Oct 15, 2025
Prior Transfer Doc	0000792585
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Sep 15, 2026
Property Address	2815 RIVER RD, GRAND RAPIDS, MN 55744-8354
Document Number	0000800270
Instrument Date	Aug 25, 2026
Instrument	2026800270
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	LENDSERV TITLE, LONDSERV TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,993.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 RIVER RD, GRAND RAPIDS, MN 55744-8354

Mortgage

Document Number	0000800270,
Date	Sep 15, 2026
Instrument	2026800270

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Recording Date	May 27, 2026
Property Address	2815 RIVER RD, GRAND RAPIDS, MN 55744-8354
Document Number	0000797213
Instrument Date	May 20, 2026
Instrument	2026797213
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000797213,
Date	May 27, 2026
Instrument	2026797213

Lender

Name	NORTHVIEW BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Nov 15, 2026

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	2815 RIVER RD, GRAND RAPIDS, MN 55744-8354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000738889
Date	Mar 20, 2020
Instrument	A000738889

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
Municipality	Grand Rapids City
Unified School District	Greenway Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,932.00 (+3.65%) Homeowner's exemption
2025	$1,864.00 (-18.32%) Homeowner's exemption	$186,000 (+5.5%) Land $90,400 Building $95,600	$186,000 (+5.5%) Land $90,400 Building $95,600
2024	$2,282.00	$176,300 (+15.53%) Land $90,400 Building $85,900	$176,300 (+15.53%) Land $90,400 Building $85,900
2022		$152,600 Land $75,600 Building $77,000	$152,600 Land $75,600 Building $77,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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