2815 Otis Dr, Alameda, CA 94501 Property Records

Alameda County property record for 2815 Otis Dr, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1930
Lot Size	0.083 acres (3,610 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Sep 2016)
Tax Bill	$13,154 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`69-16-18`

Property Details

APN / Parcel Number

Primary APN	`69-16-18`
Alternative APN	`069-0016-018-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1935
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,610 sqft (0.083 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2815 OTIS DR
City	ALAMEDA
State	CA
Zip	94501-6326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00018 BLK: AR: 0069 PAGE: 0016
Legal Subdivision	ALAMEDA
Legal Block	16
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	3
Census Block	3012
Census Tract	428200

Owner

2815 Otis Dr is owned and occupied by two individuals who acquired it in November 2020.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2815 OTIS DR, ALAMEDA, CA 94501-6326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Oct 4, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 5, 2018	Deed of Trust, Mortgage GUARANTEED RATE
Jun 5, 2018	Deed of Trust, Mortgage · Line of Credit SF FIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2016 · Amount on File
Deed Sale	Sep 27, 2016 · Amount on File
Prior Sale	Jan 8, 2010 · Amount on File
Deed Document Number	2016245891
Last Transfer Date	Nov 20, 2020
Transfer Doc	0000329329
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2815 OTIS DR, ALAMEDA, CA 94501-6326
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	CHICAGO TITLE PIRT, CHICAGO TITLE PINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 OTIS DR, ALAMEDA, CA 94501-6326

Mortgage

Document Number	0000376565
Date	Nov 19, 2021
Instrument	2021376565

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2815 OTIS DR, ALAMEDA, CA 94501-6326
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 OTIS DR, ALAMEDA, CA 94501-6326

Mortgage

Document Number	0000307586
Date	Sep 13, 2021
Instrument	2021307586

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2815 OTIS DR, ALAMEDA, CA 94501-6326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021453
Date	Jan 31, 2020
Instrument	2020021453

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Dec 1, 2020
Property Address	2815 OTIS DR, ALAMEDA, CA 94501-6326
Document Number	0000329329
Map Reference	MB 5 PG 16
Instrument Date	Nov 20, 2020
Instrument	2020329329
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	VISIONET SYSTEMS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2815 OTIS DR, ALAMEDA, CA 94501-6326

Mortgage

Document Number	0000329330
Date	Dec 1, 2020
Instrument	2020329330

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 4, 2018
Property Address	2815 OTIS DR, ALAMEDA, CA 94501-6326
Document Number	0000193195
Instrument Date	Aug 30, 2018
Instrument	193195
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2815 OTIS DR ALAMEDA CA 945016326, ALAMEDA, CA 94501-6326

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2815 OTIS DR, ALAMEDA, CA 94501-6326
Document Number	0000115064
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2815 OTIS DR ALAMEDA CA 945016326, ALAMEDA, CA 94501-6326

Mortgage

Document Number	0000115064
Date	Jun 12, 2018
Instrument	115064

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2815 OTIS DR, ALAMEDA, CA 94501-6326
Document Number	0000115065
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2815 OTIS DR ALAMEDA CA 945016326, ALAMEDA, CA 94501-6326

Mortgage

Document Number	0000115065
Date	Jun 12, 2018
Instrument	115065

Lender

Name	SF FIRE CU
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 11, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2815 Otis Dr was $13,154 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$945,934 (+1.25%) Land $285,880 Building $667,054
2025	$13,154.00 Homeowner's exemption	$934,250 Land $280,275 Building $653,975
2023	$12,358.00 Homeowner's exemption	$897,977 Land $269,393 Building $628,584	$1,114,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2815 Otis Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2815 Otis Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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