2815 Lake Silver Rd, Crestview, FL 32536 Property Records

Okaloosa County property record for 2815 Lake Silver Rd, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,518 sqft · built 1977
Lot Size	1.49 acres (65,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Dec 2023)
Tax Bill	$124 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1316-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1316-4`
Alternative APNs	`28-4N-23-2840-0004-0100` `23N428284000040100`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,518 sqft Living Area
Gross Area	2,406 sqft
1st Floor Area	1,962 sqft
Upper Floors Area	756 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	65,251 sqft (1.49 acres)
Lot Width	403 ft Width
Garage Type	Detached
Garage Area	840 sqft
Patio Area	838 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2815 LAKE SILVER RD
City	CRESTVIEW
State	FL
Zip	32536-9375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLLY HILLS S/D LOTS 10 & 11 BLK 4
Legal Range	23W
Legal Township	04N
Legal Section	28
Legal Subdivision	HOLLY HILLS S/D
Legal Block	4
Legal Lot Number	100
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2020
Census Tract	20304

Owner

Source: Okaloosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2815 LAKE SILVER RD, CRESTVIEW, FL 32536-9375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Feb 23, 2021	Warranty Deed, Transfer · Line of Credit PEOPLES NATIONAL BANK
May 2, 2019	Loan Modification, Mortgage · Conventional Mortgage PNB COMMUNITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2023 · Amount on Record
Deed Sale	Dec 26, 2023 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	20233663323
Prior Transfer Date	Jun 11, 2015
Prior Transfer Doc	0032024997
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 26, 2023
Property Address	2815 LAKE SILVER RD, CRESTVIEW, FL 32536-9375
Document Number	0003663323
Map Reference	MB 4 PG 68
Instrument Date	Dec 22, 2023
Instrument	3663323
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	OKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,079.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8621 ROSEMONT DR, PENSACOLA, FL 32514-7919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 LAKE SILVER RD, CRESTVIEW, FL 32536-9375

Mortgage

Document Number	0003663324
Date	Dec 26, 2023
Instrument	3663324

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 23, 2021
Property Address	2815 LAKE SILVER RD, CRESTVIEW, FL 32536-9375
Document Number	0035273266
Book / Page	3527 / 3266
Map Reference	MB 4 PG 68
Instrument Date	Feb 22, 2021
Instrument	3432467
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	OKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 S MAIN ST, CRESTVIEW, FL 32536-4252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 DOGWOOD DR W, CRESTVIEW, FL 32536-9097

Mortgage

Document Number	0035273267
Date	Feb 23, 2021
Instrument	3527/3267

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Apr 22, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	2815 LAKE SILVER RD, CRESTVIEW, FL 32536-9375
Document Number	0033970255
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	602 S MAIN ST CRESTVIEW FL 325364252, CRESTVIEW, FL 32536-4252

Mortgage

Document Number	0033970255
Date	May 2, 2019
Book Page	003397/000255
Instrument	3275013

Lender

Name	PNB COMMUNITY BK
Address	1020 JOHN SIMS PKWY E, NICEVILLE, FL 32578-2202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2024

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124.00 (-92.77%)	$186,169 (+7.9%) Land $67,557 Building $118,612	$186,169 (+7.9%) Land $67,557 Building $118,612
2023	$1,716.00 (+6.45%)	$172,532 (+6.56%) Land $57,397 Building $115,135	$172,532 (+6.56%) Land $57,397 Building $115,135
2022	$1,612.00	$161,911 Land $53,642 Building $108,269	$161,911 Land $53,642 Building $108,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: CenturyLink, Verizon.

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