2815 Kipling St, Houston, TX 77098 Property Records

Harris County property record for 2815 Kipling St, Houston, TX 77098

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 4,520 sqft · built 1985
Lot Size0.051 acres (2,200 sqft)
OwnerIndividual Name on Record
Tax Bill$5,984 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN064-017-002-0020

Property Details

APN / Parcel Number

Primary APN064-017-002-0020

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area4,520 sqft Living Area
1st Floor Area1,240 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area2,200 sqft (0.051 acres)
View / LotNeighborhood
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0640170020020
Street Address2815 KIPLING ST
CityHOUSTON
StateTX
Zip77098-1119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 1A BLK 2 KERRS FERNDALE
Legal SubdivisionKERRS FERNDALE
Legal Tract1A
Legal Block2
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2006
Census Tract411001

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2815 KIPLING ST, HOUSTON, TX 77098-1119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2815 KIPLING ST, HOUSTON, TX 77098-1119
Document Number0000617768
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedDec 24, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2815 KIPLING ST HOUSTON TX 770981119, HOUSTON, TX 77098-1119

Mortgage

Document Number0000617768
DateDec 16, 2020
Instrument617768
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueDec 15, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,984.00 (-11.97%) Homeowner's exemption$800,192 (+8.87%) Land $283,360 Building $516,832$800,192 (+8.87%) Land $283,360 Building $516,832
2024$6,798.00 (+9.96%)
2023$735,000 Land $283,360 Building $451,640$735,000 Land $283,360 Building $451,640
2022$6,182.00 (-38.38%)
2020$10,033.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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