Union County property record for 2815 Kaolin Rd, Cobden, IL 62920
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.27 acres (142,441 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Oct 2023) |
| Tax Bill | $4,102 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02-05-694-F |
| Primary APN | 08-02-05-694-F |
|---|---|
| Alternative APN |
|
| Lot Area | 142,441 sqft (3.27 acres) |
|---|
| Street Address | 2815 KAOLIN RD |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-3763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S2 T12 R2W PT W 1/2 NE SE |
| Legal Range | 02W |
| Legal Township | 12 |
| Legal Section | 02 |
| Jurisdiction | UNION IL |
| Township / Civil Division | JONESBORO DISTRICT 3 |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 950200 |
2815 Kaolin Rd is owned and occupied by two individuals who bought it in October 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2815 KAOLIN RD, COBDEN, IL 62920-3763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK OF ALTO PASS IL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on File |
| Deed Sale | Oct 20, 2023 · Amount on File |
| Prior Sale | Jun 4, 2019 · Amount on File |
| Deed Document Number | 20232592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION IL |
| Recording Date | Oct 20, 2023 |
| Property Address | 2815 KAOLIN RD, COBDEN, IL 62920-3763 |
| Document Number | 02023R2592 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023R2592 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 2815 KAOLIN RD, COBDEN, IL 62920-3763 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION IL |
| Recording Date | Jun 4, 2019 |
| Property Address | 2815 KAOLIN RD, COBDEN, IL 62920-3763 |
| Document Number | 2019R0911 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019R0911 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2815 KAOLIN RD, COBDEN, IL 62920-3763 |
| Document Number | 2019R0912 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 2019R0912 |
| Name | FARMERS STATE BANK OF ALTO PASS IL |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate | 4.5% |
|---|
The 2025 property tax bill for 2815 Kaolin Rd was $4,102 with a homeowner's exemption.
Source: Union County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,102.00 | $87,850 Land $5,140 Building $82,710 | $263,550 Land $15,420 Building $248,130 |
| 2022 | $3,749.00 Homeowner's exemption | $70,680 Land $4,126 Building $66,554 | $212,040 Land $12,378 Building $199,662 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2815 Kaolin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2815 Kaolin Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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