2815 Howard Gap Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 2815 Howard Gap Rd, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1978
Lot Size	2.82 acres (122,839 sqft)
Owner	Individual Name on File
Last Sale	$89,686 (Apr 2026)
Tax Bill	$850 (2025)
Deeds & Mortgages	Apr 2026 Foreclosure Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9670259719`

Property Details

APN / Parcel Number

Primary APN	`9670259719`
Alternative APNs	`00967025971955` `9967813`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Heated Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	122,839 sqft (2.82 acres)

Exterior Amenities

Porch	Slab
Porch Area	98 sqft
Deck Area	336 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	9967813
Street Address	2815 HOWARD GAP RD
City	HENDERSONVILLE
State	NC
Zip	28792-7083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9967813~R1
Legal Description	FAMILY SUBDIVISION 2.82 ACRES PL2000-3591
Legal Subdivision	FAMILY SUBD
Legal Tract	1
Legal Block	25
Legal Lot Number	9719
Jurisdiction	HENDERSON NC
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2011
Census Tract	930401

Owner

2815 Howard Gap Rd is owned by an individual who bought it in April 2026.

Source: Henderson County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	703 CICCONE DR, HENDERSONVILLE, NC 28791-1387
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Dec 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage TELCO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Deed Document Number	20261048338
Deed Book / Page	4429 / 704
Prior Transfer Date	Apr 22, 2026
Prior Transfer Doc	0001048338
Record Updated	Oct 29, 2026

April 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 28, 2026
Property Address	2815 HOWARD GAP RD, HENDERSONVILLE, NC 28792-7083
Document Number	0001048338
Book / Page	4429 / 704
Instrument Date	Apr 22, 2026
Instrument	20261048338
Transaction Type	Foreclosure
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$18,116.37
Amount Accuracy	Calculated from Transfer Tax
Additional	Foreclosure Auction Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 CICCONE DR, HENDERSONVILLE, NC 28791-1387

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	2815 HOWARD GAP RD, HENDERSONVILLE, NC 28792-7083
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 HOWARD GILBERT LN, HENDERSONVILLE, NC 28792-6928

Mortgage

Document Number	0039980114
Date	Dec 21, 2022
Book Page	3998/114
Instrument	991345

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	CANDLER, NC 28715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2815 Howard Gap Rd was $850.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,700 (-) Land $76,800 Building $78,900
2025	$850.00	$155,700 Land $76,800 Building $78,900
2023		$155,700 Land $76,800 Building $78,900	$155,700 Land $76,800 Building $78,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2815 Howard Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2815 Howard Gap Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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