2815 Golden Lake Loop, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2815 Golden Lake Loop, Saint Augustine, FL 32084 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2012
Square Footage1,157 sqft Living Area
OccupancyOwner Occupied
Last Sale$228,000 (2024)
Tax Bill$1,431.00 (2025)

Property Details

APN / Parcel Number

Primary APN086944-0108

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,157 sqft Living Area
1st Floor1,157 sqft 1st Floor

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012

Location & Zoning

Street Address2815 GOLDEN LAKE LOOP
CitySAINT AUGUSTINE
StateFL
Zip32084-5864
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal Description(OR3589/307) LOFTS AT SEBASTIAN COVE CONDO PH 1 BLDG 1 UNIT 1-8 OR5958/699
Legal Range29E
Legal Township07S
Legal Section04
Legal SubdivisionLOFTS AT SEBASTIAN COVE
Legal Phase1
Legal Block1
Legal Lot Number8
Legal Unit1
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1021
Census Tract20904

Owner

Source: St. Johns County records · APN 086944-0108

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2815 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5864
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 31, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERIS BANK
May 14, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Prior SaleAug 09, 2012 · Amount on Record
Deed Doc Number202441888
Deed Book / Page5958 / 699
Record RefreshedSep 20, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 31, 2024
Property Address2815 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5864
Document Number0059580699
Book / Page5958 / 699
Map ReferenceMB 3039 PG 1470
Instrument DateMay 17, 2024
Instrument2024041888
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,596.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address33 ZANCARA ST, ST AUGUSTINE, FL 32084-9021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2815 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5864

Mortgage

Document Number2024041889
DateMay 31, 2024
Instrument2024041889
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address2815 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5864
Document Number0045730567
Instrument DateMay 14, 2018
Transaction TypeMortgage
Record UpdatedJul 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2815 GOLDEN LAKE LOOP ST AUGUSTINE FL 320845864, ST AUGUSTINE, FL 32084-5864

Mortgage

Document Number0045730567
DateJul 03, 2018
Book Page004573/000567
Instrument46947
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 02, 2048
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$148,514 (+2.7%) Building $148,514$192,000 (-) Building $192,000
2025$1,431.00 (+110.44%) Homeowner's exemption$144,610 (+54.67%)$192,000 (-1.79%)
2024$680.00 (+3.82%) Homeowner's exemption$93,498 (+3%)$195,500 (-4.01%)
2023$655.00 (+4.47%) Homeowner's exemption$90,775 (+3%)$203,670 (+35.78%)
2022$627.00 Homeowner's exemption$88,131$150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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