Monroe County property record for 2815 E Winston St, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,062 sqft · built 1985 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $409,000 (Nov 2020) |
| Tax Bill | $5,471 (2025) |
| Deeds & Mortgages | Sep 2009 Line of Credit Feb 2015 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-01870-23 |
| Primary APN | 015-01870-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,062 sqft Living Area |
| 1st Floor Area | 3,062 sqft |
| Basement Area | 1,323 sqft |
| Unfinished Basement | 1,323 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-01870-23 |
|---|---|
| Street Address | 2815 E WINSTON ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-4451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HYDE PARK SEC 1 LOT 23 |
| Legal Subdivision | HYDE PARK SUB SEC 01 |
| Legal Lot Number | 23 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1001 |
Source: Monroe County assessment roll, APN 015-01870-23, as of June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2815 E WINSTON ST, BLOOMINGTON, IN 47401-4451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 09, 2009 | Deed of Trust, Mortgage · Line of Credit UNITED COMMERCE BANK |
| Feb 06, 2015 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| May 29, 2015 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Jun 25, 2013 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jan 25, 2005 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMERCE BANK |
| Nov 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jan 13, 2016 | Transfer on Death Deed, Transfer |
| Jul 10, 2009 | Intrafamily Transfer, Transfer · Conventional Mortgage COUNTRYWIDE BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2020 · Amount on Record |
| Deed Sale | Nov 02, 2020 · Amount on Record |
| Prior Sale | Jul 10, 2009 · Amount on Record |
| Deed Document Number | 202018279 |
| Prior Transfer Date | Feb 06, 2009 |
| Prior Transfer Doc | 2009011988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2815 E WINSTON ST, BLOOMINGTON, IN 47401-4451 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009016032 |
|---|---|
| Date | Sep 09, 2009 |
| Instrument | 2009016032 |
| Name | UNITED COMMERCE BANK |
|---|---|
| Address | BLOOMINGTON, IN 47404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Feb 27, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2815 E WINSTON ST, BLOOMINGTON, IN 47401-4451 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2015001679 |
|---|---|
| Date | Feb 06, 2015 |
| Instrument | 2015001679 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2815 E WINSTON ST, BLOOMINGTON, IN 47401-4451 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2015006783 |
|---|---|
| Date | May 29, 2015 |
| Instrument | 2015006783 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2815 E WINSTON ST, BLOOMINGTON, IN 47401-4451 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 2013011167 |
|---|---|
| Date | Jun 25, 2013 |
| Instrument | 2013011167 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2815 E WINSTON ST, BLOOMINGTON, IN 47401-4451 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2005001413 |
|---|---|
| Date | Jan 25, 2005 |
| Instrument | 2005001413 |
| Name | UNITED COMMERCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | May 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Nov 02, 2020 |
| Property Address | 2815 E WINSTON ST, BLOOMINGTON, IN 47401-4451 |
| Document Number | 2020018279 |
| Map Reference | MB 7 PG 203&204 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020018279 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2815 E WINSTON ST, BLOOMINGTON, IN 47401-4451 |
| Document Number | 2020018280 |
|---|---|
| Date | Nov 02, 2020 |
| Instrument | 2020018280 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2035 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jan 13, 2016 |
| Property Address | 2815 E WINSTON ST, BLOOMINGTON, IN 47401-4451 |
| Document Number | 2016000467 |
| Map Reference | MB 7 PG 198-199 |
| Instrument Date | Dec 21, 2015 |
| Instrument | 2016000467 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jul 10, 2009 |
| Property Address | 2815 E WINSTON ST, BLOOMINGTON, IN 47401-4451 |
| Document Number | 2009011988 |
| Map Reference | MB7 PG198-199 |
| Instrument Date | Feb 06, 2009 |
| Instrument | 2009011988 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2815 E WINSTON ST, BLOOMINGTON, IN 47401-4451 |
| Document Number | 2009011989 |
|---|---|
| Date | Jul 10, 2009 |
| Instrument | 2009011989 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Mar 01, 2024 |
Source: Monroe County assessment roll as of June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,471.00 (-8.3%) | $564,000 (+11.57%) Land $111,100 Building $452,900 | $564,000 (+11.57%) Land $111,100 Building $452,900 |
| 2024 | $5,966.00 (+26.24%) | ||
| 2023 | $505,500 (+10.25%) Land $111,100 Building $394,400 | $505,500 (+10.25%) Land $111,100 Building $394,400 | |
| 2022 | $4,726.00 | $458,500 Land $97,500 Building $361,000 | $458,500 Land $97,500 Building $361,000 |
Source: FEMA National Flood Hazard Layer, Monroe County (18105C), as of September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050010011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 262 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IsoFusion Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system IN5253002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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