2815 Duncan Tree Cir, Valrico, FL 33594 Property Records

Hillsborough County property record for 2815 Duncan Tree Cir, Valrico, FL 33594 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,563 sqft · built 2002
Lot Size0.232 acres (10,126 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Aug 2022)
Tax Bill$643 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0864530998

Property Details

APN / Parcel Number

Primary APN0864530998
Alternative APN
  • U3029215MB000002000130

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,563 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2013
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,126 sqft (0.232 acres)
Lot Dimensions122 ft deep x 83 ft wide
PorchOpen Porch
Porch Area784 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0864530998
Street Address2815 DUNCAN TREE CIR
CityVALRICO
StateFL
Zip33594-4245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUNCAN GROVES LOT 13 BLOCK 2
Legal SubdivisionDUNCAN GROVES
Legal Block2
Legal Lot Number13
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2001
Census Tract13203

Owner

Source: Hillsborough County records · APN 0864530998

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2815 DUNCAN TREE CIR, VALRICO, FL 33594-4245
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Aug 22, 2022Warranty Deed, Transfer · VA Mortgage
EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 2022 · Amount on Record
Deed SaleAug 22, 2022 · Amount on Record
Deed Document Number2022411554
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2815 DUNCAN TREE CIR, VALRICO, FL 33594-4245
Transaction TypeMortgage
Record UpdatedFeb 02, 2024
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2815 DUNCAN TREE CIR, VALRICO, FL 33594-4245
InvestorPossibly a Property Investor

Mortgage

Document Number0000221116
DateMay 03, 2021
Instrument2021221116
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 22, 2022
Property Address2815 DUNCAN TREE CIR, VALRICO, FL 33594-4245
Document Number0000411554
Map ReferenceMB 88 PG 18
Instrument DateAug 22, 2022
Instrument2022411554
Transaction TypeTransfer
Record UpdatedFeb 02, 2024
Title CompanyTRILOGY TITLE AND CLOSING LLC, TRILOGY TITLE & CLOSING LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2815 DUNCAN TREE CIR, VALRICO, FL 33594-4245

Transferred To (Grantee/Buyer)

NameVerified Name
Address8100 CONCORD ST, TAMPA, FL 33621

Mortgage

Document Number0000411555
DateAug 22, 2022
Instrument2022411555
Lender
NameEQUITY RESOURCES INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$643.00 Disabled Person's exemption Veteran's exemption$500,894$505,401 Land $102,273 Building $403,128

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570132032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024, other causes, Hurricane Milton

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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