2815 Deneen Rd, Hancock, MD 21750 Property Records

Washington County property record for 2815 Deneen Rd, Hancock, MD 21750

Property Summary

Property TypeRural Home
Details3 ba · 1,980 sqft · built 2020
Lot Size20.9 acres (911,449 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Jan 2016)
Tax Bill$3,650 (2026)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-023351

Property Details

APN / Parcel Number

Primary APN05-023351
Alternative APN
  • 023351

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,980 sqft Total Area
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area911,449 sqft (20.9 acres)
Garage TypeAttached
Garage Area684 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area192 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number023351
Street Address2815 DENEEN RD
CityHANCOCK
StateMD
Zip21750-2715
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeEC
Legal DescriptionLOT 1 20.924 ACRES 2815 DENEEN ROAD
Legal SubdivisionPARCEL T ADDITION
Legal Lot Number1
JurisdictionWASHINGTON MD
Township / Civil Division5, HANCOCK
Census Block Group2
Census Block2043
Census Tract10700

Owner

2815 Deneen Rd, a rural home, is owned and occupied by two individuals who bought it in January 2016.

Source: Washington County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2815 DENEEN RD, HANCOCK, MD 21750-2715
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2016 · Amount on File
Deed SaleJan 6, 2016 · Amount on File
Deed Book / Page5140 / 205
Prior Transfer DateMay 12, 2013
Prior Transfer Doc0046440001
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address2815 DENEEN RD, HANCOCK, MD 21750-2715
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056520102
DateDec 11, 2017
Book Page5652/0102
Instrument5652-0102
Lender
NameCNB BANK INC
TypeBank
AddressBERKELEY SPRINGS, WV 25411
Agreement
TypeARM
AmountAmount on Record
Term372 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2815 Deneen Rd was $3,650 with a homeowner's exemption, up 5.4% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,650.00 (+5.43%) Homeowner's exemption$433,500 (+11.89%) Land $53,700 Building $379,800$433,500 (-) Land $53,700 Building $379,800
2025$3,462.00 (+5.42%) Homeowner's exemption$387,433$433,500 Land $53,700 Building $379,800
2024$3,284.00 (+6.94%)
2023$3,071.00$295,300 Land $53,700 Building $241,600$295,300 Land $53,700 Building $241,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2815 Deneen Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims25 (1981–2006)
Claims Outside the SFHA5 of 25
Most Recent ClaimNov 2006 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2815 Deneen Rd is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Deneen Rd

Nearby Streets

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