Osceola County property record for 2815 Deerfield St, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,894 sqft · built 2004 |
| Lot Size | 0.411 acres (17,903 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Apr 2015) |
| Tax Bill | $892 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-25-31-3327-0001-0810 |
| Primary APN | 05-25-31-3327-0001-0810 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,894 sqft Living Area |
| Gross Area | 2,748 sqft |
| 1st Floor Area | 1,894 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,903 sqft (0.411 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 374 sqft |
| Patio Area | 432 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2815 DEERFIELD ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS1 |
| Legal Description | HAMMOCK POINTE UNIT THREE PB 15 PG 111 LOT 81 08-25-31 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | HAMMOCK POINTE UNIT 3 |
| Legal Tract | 3327 |
| Legal Block | 810 |
| Legal Lot Number | 81 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 43600 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2815 DEERFIELD ST, SAINT CLOUD, FL 34771-8848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2015 · Amount on Record |
| Deed Sale | Apr 24, 2015 · Amount on Record |
| Prior Sale | Sep 20, 2010 · Amount on Record |
| Deed Document Number | 201559384 |
| Deed Book / Page | 4769 / 1163 |
| Prior Transfer Date | Apr 9, 2015 |
| Prior Transfer Doc | 0047691163 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $892.00 (+11.36%) Homeowner's exemption Veteran's exemption | $206,293 (+5.99%) | $396,600 (+3.44%) Land $95,000 Building $301,600 |
| 2024 | $801.00 (-43.79%) | ||
| 2023 | $1,425.00 (+7.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $194,641 (+3%) | $383,400 (+18.88%) Land $95,000 Building $288,400 |
| 2022 | $1,322.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $188,972 | $322,500 Land $75,000 Building $247,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile, Verizon, Xfinity.
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