San Diego County property record for 2815 Cottingham St, Oceanside, CA 92054 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,826 sqft · built 1961 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $60,000 (Apr 1992) |
| Tax Bill | $1,237 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-193-03-00 |
| Primary APN | 146-193-03-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,826 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 9,600 sqft (0.22 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1462430300 |
|---|---|
| Street Address | 2815 COTTINGHAM ST |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-3734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 TR 004447 |
| Legal Subdivision | MISSION PACIFIC |
| Legal Tract | 004447 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 18510 |
Source: San Diego County records · APN 146-193-03-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 440 DE ANZA CT, OCEANSIDE, CA 92057-8416 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 1992 · Amount on Record |
| Deed Sale | Apr 29, 1992 · Amount on Record |
| Deed Document Number | 1992251759 |
| Last Transfer Date | Aug 07, 2003 |
| Transfer Doc | 0001007204 |
| Record Updated | Sep 20, 2026 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $108,181 (+2%) Land $28,934 Building $79,247 | |
| 2025 | $1,237.00 (+5.19%) | $106,061 (+4.04%) Land $28,367 Building $77,694 |
| 2023 | $1,176.00 (+1.55%) | $101,944 Land $27,266 Building $74,678 |
| 2022 | $1,158.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 53 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 in force 42 of 53 on primary residences |
| Nearby Flood Claims | 8 (1978–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Feb 2017, rainfall accumulation, Severe Winter Storms, Flooding, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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