2815 Cemetery Rd, Saint Paris, OH 43072 Property Records

Champaign County property record for 2815 Cemetery Rd, Saint Paris, OH 43072

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,821 sqft · built 2024
Lot Size	54.8 acres (2,389,397 sqft)
Owner	2 Individual Names on File
Last Sale	$4,000 (Feb 2025)
Tax Bill	$2,160 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037392-8`

Property Details

APN / Parcel Number

Primary APN	`037392-8`
Alternative APN	`F16-06-12-02-00-001-04`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,821 sqft Living Area
1st Floor Area	2,821 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Raised Ranch
Lot Area	2,389,397 sqft (54.8 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	538 sqft
Pole Barn	280 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	037392-8
Street Address	2815 CEMETERY RD
City	SAINT PARIS
State	OH
Zip	43072-3300
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RTS 12-03-02 __ PT NW 1/4B.T.M.R.S.
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	JOHNSON
Census Block Group	3
Census Block	3009
Census Tract	10200

Owner

2815 Cemetery Rd, a rural home, is owned by two individuals who bought it in February 2025.

Source: Champaign County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2551 CEMETERY RD, SAINT PARIS, OH 43072-3505
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Construction Mortgage PEOPLES SAVINGS BANK
Dec 19, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES SAVINGS BANK
Sep 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES SAVINGS BANK
Sep 29, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2025 · Amount on File
Deed Sale	Feb 21, 2025 · Amount on File
Deed Document Number	2025583
Deed Book / Page	599 / 1385
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 23, 2026
Property Address	2815 CEMETERY RD, SAINT PARIS, OH 43072-3300
Document Number	0000003079
Book / Page	607 / 1732
Instrument Date	Jul 22, 2026
Instrument	20263079
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 CEMETERY RD, SAINT PARIS, OH 43072-3300

Mortgage

Document Number	0000003079,
Date	Jul 23, 2026
Book Page	607/1732
Instrument	20263079

Lender

Name	PEOPLES SAVINGS BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 18, 2027

Interest

Rate	6.49%
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	2815 CEMETERY RD, SAINT PARIS, OH 43072-3300
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 CEMETERY RD, SAINT PARIS, OH 43072-3300

Mortgage

Document Number	00598/3136
Date	Dec 19, 2024
Book Page	598/3136
Instrument	202400004769

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	10 MONUMENT SQ, URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	2815 CEMETERY RD, SAINT PARIS, OH 43072-3300
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 CEMETERY RD, SAINT PARIS, OH 43072-3300

Mortgage

Document Number	00602/1460
Date	Sep 17, 2025
Book Page	602/1460
Instrument	202500003639

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	10 MONUMENT SQ, URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Sep 29, 2025
Property Address	2815 CEMETERY RD, SAINT PARIS, OH 43072-3300
Document Number	00602/2904
Book / Page	602 / 2904
Instrument Date	Sep 12, 2025
Instrument	202500003869
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2815 Cemetery Rd was $2,160, down 2.3% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Johnson Township
Unified School District	Graham Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,160.00 (-2.26%)	$214,240 (+84.23%) Land $172,000 Building $42,240	$612,130 Land $491,440 Building $120,690
2024	$2,210.00	$116,290 Land $116,290
2023			$332,260 Land $332,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2815 Cemetery Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2815 Cemetery Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Watch TV Fixed Wireless	400 / 40

May also be available: Precision Tecknology.

Cell Coverage

5G (outdoors only) and 4G LTE

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