2815 Carlos St, Napa, CA 94558 Property Records

Napa County property record for 2815 Carlos St, Napa, CA 94558

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,232 sqft · built 1964
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$852,000 (Mar 2018)
Tax Bill	$12,061 (2026)
Deeds & Mortgages	May 2022 Line of Credit Feb 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`042-143-015-000`

Property Details

APN / Parcel Number

Primary APN	`042-143-015-000`
Alternative APNs	`042-143-015` `04214315`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,232 sqft Living Area
Gross Area	3,316 sqft
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Construction Type	Wood
Roof Type	Gable
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Old Parcel Number	042-143-015
Street Address	2815 CARLOS ST
City	NAPA
State	CA
Zip	94558-4441
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RI10
Legal Description	PCL B MAP NO 950 10R/S13
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1011
Census Tract	200704

Owner

2815 Carlos St, a duplex, is owned and occupied by two individuals who bought it in March 2018.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2815 CARLOS ST, NAPA, CA 94558-4441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CU
Feb 22, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit HOMESTREET BK
Mar 27, 2018	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2018 · Amount on File
Deed Sale	Mar 27, 2018 · Amount on File
Prior Sale	Jul 21, 2011 · Amount on File
Deed Document Number	20186244
Prior Transfer Date	Jul 19, 2011
Prior Transfer Doc	0000016618
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2815 CARLOS ST, NAPA, CA 94558-4441
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 CARLOS ST, NAPA, CA 94558-4441

Mortgage

Document Number	0000009202
Date	May 4, 2022
Instrument	2022-0009202

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	SANTA ROSA, CA 95406

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2815 CARLOS ST, NAPA, CA 94558-4441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004851
Date	Feb 22, 2017
Instrument	2017-0004851

Lender

Name	UMPQUA BANK
Type	Bank
Address	NAPA, CA 94558

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2815 CARLOS ST, NAPA, CA 94558-4441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016319
Date	Aug 21, 2019
Instrument	2019-0016319

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2815 CARLOS ST, NAPA, CA 94558-4441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017521
Date	Jul 22, 2020
Instrument	2020-0017521

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2815 CARLOS ST, NAPA, CA 94558-4441
Document Number	0000006246
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1807 WOOD DUCK CT AMERICAN CANYON CA 945033125, AMERICAN CANYON, CA 94503-3125

Mortgage

Document Number	0000006246
Date	Mar 27, 2018
Instrument	6246

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 26, 2043

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Mar 27, 2018
Property Address	2815 CARLOS ST, NAPA, CA 94558-4441
Document Number	0000006244
Map Reference	MB10 PG13
Instrument Date	Mar 13, 2018
Instrument	2018-0006244
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2815 CARLOS ST, NAPA, CA 94558-4441

Mortgage

Document Number	0000006245
Date	Mar 27, 2018
Instrument	2018-0006245

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000006246
Date	Mar 27, 2018
Instrument	2018-0006246

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2815 Carlos St was $12,061 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,061.00 (+2.13%) Homeowner's exemption	$1,004,741 (+2%) Land $522,260 Building $482,481	$1,004,741 Land $522,260 Building $482,481
2025	$11,810.00 Homeowner's exemption	$985,041 Land $512,020 Building $473,021
2023	$11,223.00 (+1.4%) Homeowner's exemption	$946,793 Land $492,139 Building $454,654
2022	$11,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2815 Carlos St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2815 Carlos St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Carlos St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures