State of Hawaii and Hawaii County property record for 2815 Ainaola Dr, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 4.5 ba · 3,728 sqft · built 1964 |
| Lot Size | 3.55 acres (155,030 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,062 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 3-2-4-007-084 |
| Primary APN | 3-2-4-007-084 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 3,728 sqft Living Area |
| Gross Area | 4,032 sqft |
| 1st Floor Area | 3,728 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 155,030 sqft |
| Garage Area | 280 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 856 sqft |
| Deck Area | Deck Area |
| Patio Area | 786 sqft |
| Total Buildings | 3 Buildings |
| Street Address | 2815 AINAOLA DR |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-3546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5C |
| Legal Description | LOT B 3.5592 AC DES POR GR 11945 LPGR S-15613 WAIAKEA HOMESTEADS 3RD SERIES TOG/RIGHT OF INGRESS & EGRESS FOR ROAD/UTILITY PURPOSES |
| Legal Subdivision | WAIAKEA HOMESTEADS |
| Legal Lot Number | B |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 20900 |
2815 Ainaola Dr is owner-occupied and held in a trust since May 2004.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2815 AINAOLA DR, HILO, HI 96720-3546 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 27, 2004 |
| Transfer Doc | 0000172350 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2815 Ainaola Dr was $4,062 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $919,600 (+3%) Land $212,300 Building $707,300 | $1,142,100 (+4.54%) Land $381,300 Building $760,800 | |
| 2025 | $4,062.00 | $892,800 (+3%) Land $212,300 Building $680,500 | $1,092,500 (+4.67%) Land $331,700 Building $760,800 |
| 2024 | $866,800 (+2.99%) Land $212,300 Building $654,500 | $1,043,800 (+8.23%) Land $301,400 Building $742,400 | |
| 2023 | $3,884.00 (-0.87%) | $841,600 Land $212,300 Building $629,300 | $964,400 Land $274,000 Building $690,400 |
| 2022 | $3,918.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2815 Ainaola Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2815 Ainaola Dr is high, ranking above 78% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 62% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures