Macomb County property record for 28140 Cotton Rd, Chesterfield, MI 48047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,828 sqft · built 2005 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,500 (Apr 2012) |
| Tax Bill | $3,810 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-20-451-013 |
| Primary APN | 15-09-20-451-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,828 sqft Living Area |
| 1st Floor Area | 1,810 sqft |
| Basement Area | 1,810 sqft |
| Unfinished Basement | 1,810 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Lot Area | 14,244 sqft (0.327 acres) |
| Lot Dimensions | 147 ft deep x 75 ft wide |
| Garage Area | 627 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28140 COTTON RD |
|---|---|
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-6417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B RES |
| Legal Description | T3N, R14E, SEC 20, COMM AT WLY LINE OF PC 145 & C/L OF COTTONE RD, TH S82*45'E 548.80 FT, TH S37*16E 851.46 FT TO POB; TH S37*16'E 75.0 FT, TH S52*45'W 190.0 FT, TH N 37*16'W 75.0 FT, TH N52*44'E 190.0 FT TO POB; .327 AC. FROM 009-020 451-008 11/14/0 |
| Legal Range | 14E |
| Legal Township | 03N |
| Legal Section | 20 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 268200 |
28140 Cotton Rd is owned and occupied by an individual who bought it in April 2012.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28140 COTTON RD, CHESTERFIELD, MI 48047-6417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2012 · Amount on File |
| Deed Sale | Apr 4, 2012 · Amount on File |
| Prior Sale | Jan 3, 2007 · Amount on File |
| Deed Document Number | 20122048933 |
| Deed Book / Page | 21220 / 464 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 28140 Cotton Rd was $3,810 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,700 | $437,400 | |
| 2025 | $3,810.00 | ||
| 2023 | $171,600 | $343,200 | |
| 2022 | $3,342.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28140 Cotton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28140 Cotton Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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