Martin County property record for 2814 SW Montego Ter, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,485 sqft · built 2001 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,000 (Mar 2005) |
| Tax Bill | $2,271 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-39-40-002-051-0005.0-0-0000 |
| Primary APN | 12-39-40-002-051-0005.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| Gross Area | 2,060 sqft |
| 1st Floor Area | 1,485 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 146472 |
|---|---|
| Street Address | 2814 SW MONTEGO TER |
| City | STUART |
| State | FL |
| Zip | 34997-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | REVISED PARCEL 5 = W 10 OF LOT 5 & ALL OF LOT 6 BLK 51 ST LUCIE FALLS |
| Legal Range | 40E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | ST LUCIE FALLS (AKA RIVER FOREST) |
| Legal Block | 51 |
| Legal Lot Number | 5,6 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1702 |
2814 SW Montego Ter is owned and occupied by two individuals who bought it in March 2005.
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2814 SW MONTEGO TER, STUART, FL 34997-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2005 · Amount on File |
| Deed Sale | Mar 21, 2005 · Amount on File |
| Prior Sale | Oct 26, 2001 · Amount on File |
| Deed Document Number | 20051823427 |
| Deed Book / Page | 1993 / 452 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2814 SW Montego Ter was $2,271 with a homeowner's exemption, up % from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,271.00 (+0.04%) Additional exemption filed | $156,899 | $356,860 Land $145,000 Building $211,860 |
| 2024 | $2,270.00 (+2.99%) | ||
| 2023 | $2,204.00 (+4.26%) Additional exemption filed | $148,037 (+3%) | $324,070 (+20.56%) Land $130,000 Building $194,070 |
| 2022 | $2,114.00 Homeowner's exemption | $143,726 | $268,800 Land $111,650 Building $157,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2814 SW Montego Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2814 SW Montego Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. LUCIE FALLS private · serves 499 people · EPA ID FL4434014 |
|---|---|
| Water Source | Purchased groundwater from MARTIN CO UTILITIES |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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