McHenry County property record for 2814 Spring Rd, Mccullom Lake, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,852 sqft · built 1940 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Oct 1995) |
| Tax Bill | $6,603 (2024) |
| Deeds & Mortgages | Apr 2025 Line of Credit Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-22-104-046 |
| Primary APN | 09-22-104-046 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,852 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 192 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Detached |
| Garage Area | 744 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Deck Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2814 SPRING RD |
|---|---|
| City | MCCULLOM LAKE |
| State | IL |
| Zip | 60050-2358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 1999R0084665 LT 32 & 33 BLK 13 MCCULLOM LAKE ESTATES |
| Legal Subdivision | MCCULLOM LAKE ESTATES |
| Legal Block | 13 |
| Legal Lot Number | 32,33 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 870603 |
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2814 SPRING RD, MCCULLOM LAKE, IL 60050-2358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SECURE STATE BANK |
| Apr 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 1995 · Amount on Record |
| Deed Sale | Oct 2, 1995 · Amount on Record |
| Deed Document Number | 199595R-042026 |
| Last Transfer Date | Dec 3, 1999 |
| Transfer Doc | 0000084665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2814 SPRING RD, MCCULLOM LAKE, IL 60050-3303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000008847 |
|---|---|
| Date | Apr 9, 2025 |
| Instrument | 2025R0008847 |
| Name | FIRST SECURE STATE BANK |
|---|---|
| Type | Bank |
| Address | WONDER LAKE, IL 60097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 3.99% |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2814 SPRING RD, MCCULLOM LAKE, IL 60050-2349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014469 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2017R0014469 |
| Name | UNIVERSAL AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 03372 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2032 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McCullom Lake Village |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,603.00 | $87,722 (+20.32%) Land $6,657 Building $81,065 | $263,166 (+20.32%) Land $19,971 Building $243,195 |
| 2022 | Homeowner's exemption | $72,910 Land $5,533 Building $67,377 | $218,730 Land $16,599 Building $202,131 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1979–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
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