Baltimore County property record for 2814 Mount Carmel Rd, Upperco, MD 21155 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,216 sqft · built 1954 |
| Lot Size | 0.747 acres (32,539 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,900 (Dec 1983) |
| Tax Bill | $2,829 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2020 Mortgage + 1 more |
| APN | 05-0520000150 |
| Primary APN | 05-0520000150 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 1,286 sqft |
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 32,539 sqft (0.747 acres) |
| Lot Dimensions | 277 ft deep x 199 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 0520000150 |
|---|---|
| Street Address | 2814 MOUNT CARMEL RD |
| City | UPPERCO |
| State | MD |
| Zip | 21155-9432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NWS MT CARMEL RD |
| Legal Block | 1 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 405000 |
Source: Baltimore County records · APN 05-0520000150
Assessment roll updated July 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2814 MOUNT CARMEL RD, UPPERCO, MD 21155-9432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA |
| Oct 24, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARDLAN MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 1983 · Amount on Record |
| Deed Sale | Dec 20, 1983 · Amount on Record |
| Deed Book / Page | 6642 / 59 |
| Last Transfer Date | Oct 01, 2018 |
| Transfer Doc | 0408090046 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Apr 02, 2026 |
| Property Address | 2814 MOUNT CARMEL RD, UPPERCO, MD 21155-9432 |
| Document Number | 0511510275 |
| Book / Page | 51151 / 275 |
| Instrument Date | Mar 03, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2814 MOUNT CARMEL RD, UPPERCO, MD 21155-9432 |
| Document Number | 5115000275, |
|---|---|
| Date | Apr 02, 2026 |
| Book Page | 51151/275 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 2814 MOUNT CARMEL RD, UPPERCO, MD 21155-9432 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0427130051 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 42713/51 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Oct 24, 2018 |
| Property Address | 2814 MOUNT CARMEL RD, UPPERCO, MD 21155-9432 |
| Document Number | 0408090046 |
| Book / Page | 0040809 / 046 |
| Instrument Date | Oct 01, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | EAST COAST TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0004080954 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 0040809/54 |
| Name | GUARDLAN MORTGAGE |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $236,400 (+6.14%) Land $92,100 Building $144,300 | $236,400 (-) Land $92,100 Building $144,300 | |
| 2024 | $2,829.00 (+105.15%) | ||
| 2023 | $1,379.00 Homeowner's exemption | $222,733 | $236,400 Land $92,100 Building $144,300 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054050001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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