2814 Gramercy Dr, Deltona, FL 32738 Property Records

Volusia County property record for 2814 Gramercy Dr, Deltona, FL 32738

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,142 sqft · built 1989
Lot Size0.229 acres (10,000 sqft)
OwnerOwner Name on Record
Last Sale$69,000 (Oct 2013)
Tax Bill$1,107 (2024)
Deeds & MortgagesJun 2019 Reverse Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN8130-32-77-0140

Property Details

APN / Parcel Number

Primary APN8130-32-77-0140
Alternative APNs
  • 31183032770140
  • 2752394.0
  • 2752394

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,142 sqft Living Area
1st Floor Area1,142 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area378 sqft
Patio Area75 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number2752394.0
Old Parcel Number31183032770140
Street Address2814 GRAMERCY DR
CityDELTONA
StateFL
Zip32738-2077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLK 807 DELTONA LAKES UNIT 32 MB 27 PGS 101-118 INC PER OR 4866 PG 1802 PER OR 5323 PG 2163 PER OR 6911 PGS 1486-1488
Legal Range31E
Legal Township18S
Legal Section30
Legal SubdivisionDELTONA
Legal Tract32
Legal Block807
Legal Lot Number14
Legal Unit32
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group4
Census Block4008
Census Tract91020

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address2814 GRAMERCY DR, DELTONA, FL 32738-2077
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2019Deed of Trust, Mortgage · Reverse Mortgage
LIBERTY HOME EQUITY SOLUTIONS INC
May 20, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2013 · Amount on Record
Deed SaleOct 11, 2013 · Amount on Record
Prior SaleSep 25, 2013 · Amount on Record
Deed Document Number2013-197335
Deed Book / Page6917 / 3305
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2814 GRAMERCY DR, DELTONA, FL 32738-2077
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyWEG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077031675
DateJun 4, 2019
Book Page7703/1675
Instrument2019-109941
Lender
NameLIBERTY HOME EQUITY SOLUTIONS INC
TypeReverse Mortgage Lender
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.56%
Type Change DateJun 1, 2020
Change FrequencyAnnually
Index1-Year LIBOR

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2814 GRAMERCY DR, DELTONA, FL 32738-2077
Document Number0077031688
Instrument DateMay 20, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2814 GRAMERCY DR DELTONA FL 327382077, DELTONA, FL 32738-2077

Mortgage

Document Number0077031688
DateJun 4, 2019
Book Page007703/001688
Instrument109942
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1044 Months
Interest
Rate TypeAdjustable Rate
Rate6.56%

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$81,706 (+5.48%)$244,848 (+7.1%) Land $56,800 Building $188,048
2024$1,107.00 (+10.26%)
2023$1,004.00 (+2.97%) Homeowner's exemption$77,464 (+3%)$228,613 (+15.12%) Land $56,000 Building $172,613
2022$975.00 Homeowner's exemption$75,208$198,593 Land $40,000 Building $158,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tillman Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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