2814 E Karen Dr, Phoenix, AZ 85032 Property Records

Maricopa County property record for 2814 E Karen Dr, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,434 sqft · built 2000
Lot Size	0.092 acres (4,022 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (May 2021)
Tax Bill	$1,267 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2026 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`214-57-097`

Property Details

APN / Parcel Number

Primary APN	`214-57-097`
Alternative APN	`214570973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	1,644 sqft
1st Floor Area	1,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,022 sqft (0.092 acres)
Parking Spaces	2 Parking Spaces
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2814 E KAREN DR
City	PHOENIX
State	AZ
Zip	85032-4483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SOMBRA DE MONTOYA MCR 506-05
Legal Range	3E
Legal Township	3N
Legal Section	11
Legal Subdivision	SOMBRA DE MONTOYA
Legal Lot Number	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	103501

Owner

Source: Maricopa County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE CORP
Jun 2, 2026	Warranty Deed, Transfer ACCOMMODATION/COURTESY RECORDI
Mar 14, 2025	Intrafamily Transfer, Transfer
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 27, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Sep 17, 2020 · Amount on Record
Deed Document Number	2021566137
Last Transfer Date	Mar 5, 2025
Transfer Doc	0000139055
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483
Investor	Possibly a Property Investor

Mortgage

Document Number	0000566138
Date	May 21, 2021
Instrument	20210566138

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 2, 2026
Property Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483
Document Number	0000332803
Instrument Date	Jun 2, 2026
Instrument	2026332803
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483
Investor	Possibly a Property Investor

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 14, 2025
Property Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483
Document Number	0000139055
Map Reference	MB 506 PG 5
Instrument Date	Mar 5, 2025
Instrument	20250139055
Transaction Type	Transfer
Record Updated	Jun 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000973007
Date	Dec 3, 2019
Instrument	20190973007

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2020
Property Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483
Document Number	0000870763
Map Reference	MB 506 PG 5
Instrument Date	Sep 8, 2020
Instrument	20200870763
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2814 E KAREN DR, 2814, PHOENIX, AZ 85032-4483

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483

Mortgage

Document Number	0000870764
Date	Sep 17, 2020
Instrument	20200870764

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 27, 2017
Property Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483
Document Number	0000800337
Map Reference	MB 506 PG 5
Instrument Date	Oct 5, 2017
Instrument	2017-0800337
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3839 NAPIER RD, 3839, PLYMOUTH, MI 48170-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 E KAREN DR, PHOENIX, AZ 85032-4483

Mortgage

Document Number	0000800338
Date	Oct 27, 2017
Instrument	2017-0800338

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,010 (+118.69%)	$320,100 (+2.37%) Land $64,000 Building $256,100
2025	$1,267.00 (+5.06%)	$14,637 (-54.87%)	$312,700 (-3.58%) Land $62,500 Building $250,200
2024		$32,430	$324,300 Land $64,800 Building $259,500
2023	$1,206.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20

May also be available: Verizon.

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