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2814 Dutchess Dr, Bloomington, IL 61704 Property Records

McLean County property record for 2814 Dutchess Dr, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,374 sqft · built 1989
Lot Size0.33 acres (14,391 sqft)
OwnerIndividual Name on File
Last Sale$163,000 (Jun 2018)
Tax Bill$6,393 (2024)
Deeds & MortgagesDec 2023 Mortgage
Nov 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-36-456-028

Property Details

APN / Parcel Number

Primary APN14-36-456-028

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,374 sqft Living Area
Gross Area2,794 sqft
1st Floor Area884 sqft
Basement Area606 sqft
Finished Basement606 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area14,391 sqft (0.33 acres)
Lot Dimensions124 ft deep x 88 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Deck Area120 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2814 DUTCHESS DR
CityBLOOMINGTON
StateIL
Zip61704-8204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionROYALE POINTE SUB LOT 32
Legal Range02E
Legal Township24N
Legal Section36
Legal SubdivisionROYALE POINTE SUB
Legal Lot Number32
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2021
Census Tract1105

Owner

Source: McLean County records · APN 14-36-456-028

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2814 DUTCHESS DR, BLOOMINGTON, IL 61704-8204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Nov 23, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Apr 26, 2022Deed of Trust, Mortgage · FHA Mortgage
COMMUNITY LOAN SERVICING LLC
Jun 13, 2018Warranty Deed, Transfer · FHA Mortgage
MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2018 · Amount on Record
Deed SaleJun 13, 2018 · Amount on Record
Prior SaleJun 15, 2005 · Amount on Record
Deed Document Number20189209
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2814 DUTCHESS DR, BLOOMINGTON, IL 61704-8204
Transaction TypeMortgage
Record UpdatedJan 05, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2814 DUTCHESS DR, BLOOMINGTON, IL 61704-8204
InvestorPossibly a Property Investor

Mortgage

Document Number202300017277
DateDec 19, 2023
Instrument2023-00017277
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term295 Months
DueJul 01, 2048

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2814 DUTCHESS DR, BLOOMINGTON, IL 61704-8204
Transaction TypeMortgage
Record UpdatedDec 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2814 DUTCHESS DR, BLOOMINGTON, IL 61704-8204

Mortgage

Document Number202200020577
DateNov 23, 2022
Instrument2022-00020577
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term308 Months
DueJul 01, 2048

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2814 DUTCHESS DR, BLOOMINGTON, IL 61704-8204
Transaction TypeMortgage
Record UpdatedMay 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2814 DUTCHESS DR, BLOOMINGTON, IL 61704-8204

Mortgage

Document Number202200007696
DateApr 26, 2022
Instrument2022-00007696
Lender
NameCOMMUNITY LOAN SERVICING LLC
TypeMortgage Company
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term315 Months
DueJul 01, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJun 13, 2018
Property Address2814 DUTCHESS DR, BLOOMINGTON, IL 61704-8204
Document Number201800009209
Map ReferenceDOC87-9487
Instrument DateJun 05, 2018
Instrument2018-00009209
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyFRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$244.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2814 DUTCHESS DR, BLOOMINGTON, IL 61704-8204
InvestorPossibly a Property Investor

Mortgage

Document Number201800009210
DateJun 13, 2018
Instrument2018-00009210
Lender
NameMORTGAGE SERVICES III LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$89,718 (+25.43%) Land $24,477 Building $65,241$269,154 (+25.43%) Land $73,431 Building $195,723
2024$6,393.00 (+15.17%)
2023$5,551.00$71,526 Land $19,514 Building $52,012$214,578 Land $58,542 Building $156,036

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet Holdings
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Benton Ridge Telephone Company
Fixed Wireless		100 / 20

May also be available: Pavlov Media.

Based on FCC filings for 436 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBLOOMINGTON
serves 79,000 people
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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