2814 Cold River Dr, Humble, TX 77396 Property Records

Harris County property record for 2814 Cold River Dr, Humble, TX 77396

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,970 sqft · built 2016
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jun 2017)
Tax Bill	$5,502 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137-603-004-0017`

Property Details

APN / Parcel Number

Primary APN	`137-603-004-0017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
1st Floor Area	1,970 sqft
Game Room	Game Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,400 sqft (0.124 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1376030040017
Street Address	2814 COLD RIVER DR
City	HUMBLE
State	TX
Zip	77396-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 BLK 4 WOODLAND PINES SEC 9
Legal Subdivision	WOODLAND PINES SEC 9
Legal Block	4
Legal Lot Number	17
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2008
Census Tract	250102

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2814 COLD RIVER DR, HUMBLE, TX 77396-4918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK
Jun 20, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage AMCAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2017 · Amount on Record
Deed Sale	Jun 20, 2017 · Amount on Record
Deed Document Number	2017272043
Prior Transfer Date	Jun 16, 2017
Prior Transfer Doc	0000272043
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2814 COLD RIVER DR, HUMBLE, TX 77396-4918
Document Number	0000044825
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 COLD RIVER DR HUMBLE TX 773964918, HUMBLE, TX 77396-4918

Mortgage

Document Number	0000044825
Date	Jan 31, 2020
Instrument	44825

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 20, 2017
Property Address	2814 COLD RIVER DR, HUMBLE, TX 77396-4918
Document Number	0000272043
Instrument Date	Jun 16, 2017
Instrument	272043
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2021
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 COLD RIVER DR HUMBLE TX 773964918, HUMBLE, TX 77396-4918

Mortgage

Document Number	272044
Date	Jun 20, 2017
Instrument	272044

Lender

Name	AMCAP MTG
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,883 (-3.32%) Land $54,000 Building $227,883	$281,883 (-3.32%) Land $54,000 Building $227,883
2025	$5,502.00 (+187.16%) Homeowner's exemption	$291,558 (-6.51%) Land $54,000 Building $237,558	$291,558 (-6.51%) Land $54,000 Building $237,558
2024	$1,916.00 (+13.51%)
2023		$311,866 Land $32,400 Building $279,466	$311,866 Land $32,400 Building $279,466
2022	$1,688.00 (+21.26%)
2020	$1,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	3 (2017–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 278 serves 10,584 people · EPA ID TX1012835
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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