2814 Berkhamstead Cir, Concord, NC 28027 Property Records

Cabarrus County property record for 2814 Berkhamstead Cir, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,305 sqft · built 2018
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$418,500 (Jun 2019)
Tax Bill	$5,661 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03009F0123.000000`

Property Details

APN / Parcel Number

Primary APN	`03009F0123.000000`
Alternative APNs	`4672 87 3222` `131296`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,305 sqft Living Area
Gross Area	4,799 sqft
1st Floor Area	1,604 sqft
Basement Area	1,604 sqft
Finished Basement	912 sqft
Unfinished Basement	692 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	124 ft deep x 59 ft wide
Garage Type	Mixed
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	131296
Street Address	2814 BERKHAMSTEAD CIR
City	CONCORD
State	NC
Zip	28027-0183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 123 CASTLEBROOKE
Legal Subdivision	CASTLEBROOKE MANOR
Legal Lot Number	123
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1029
Census Tract	41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2814 BERKHAMSTEAD CIR, CONCORD, NC 28027-0183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Jun 28, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI MATTAMY HM FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Deed Book / Page	13578 / 73
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2814 BERKHAMSTEAD CIR, CONCORD, NC 28027-0183
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015065176
Date	Apr 6, 2021
Book Page	15065/176

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 28, 2019
Property Address	2814 BERKHAMSTEAD CIR, CONCORD, NC 28027-0183
Document Number	1357873
Book / Page	013578 / 000073
Instrument Date	Jun 27, 2019
Instrument	16173
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$837.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 BERKHAMSTEAD CIR CONCORD NC 280270183, CONCORD, NC 28027-0183

Mortgage

Document Number	1357875
Date	Jun 28, 2019
Book Page	013578/000075
Instrument	16174

Lender

Name	MATTAMY HM FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,020 (+46.43%) Land $102,000 Building $503,020
2024			$605,020 (+46.43%) Land $102,000 Building $503,020
2023	$5,661.00	$413,180 Land $76,000 Building $337,180	$413,180 Land $76,000 Building $337,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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