28138 Loretta Ave, Warren, MI 48092 Property Records

Macomb County property record for 28138 Loretta Ave, Warren, MI 48092

Property Summary

Property Type	Single Family Home
Details	1 ba · 996 sqft · built 1962
Lot Size	0.183 acres (7,971 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Mar 2022)
Tax Bill	$4,945 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-17-179-023`

Property Details

APN / Parcel Number

Primary APN	`12-13-17-179-023`
Alternative APN	`1317179023`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	980 sqft
Basement Area	980 sqft
Unfinished Basement	978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,971 sqft (0.183 acres)
Lot Dimensions	142 ft deep x 56 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	28138 LORETTA AVE
City	WARREN
State	MI
Zip	48092-3486
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	KINGSWOOD SUBDIVISION NO. 1" LOT 90 L.45 P.19-20
Legal Subdivision	KINGSWOOD SUBDIVISION
Legal Lot Number	90
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2006
Census Tract	262200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28138 LORETTA AVE, WARREN, MI 48092-3486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Mar 2, 2022	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY
Apr 28, 2021	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Jul 18, 2002 · Amount on Record
Deed Document Number	202228684
Deed Book / Page	28464 / 36
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28138 LORETTA AVE, WARREN, MI 48092-3486
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48748 GRACECHURCH RD, MACOMB, MI 48044

Mortgage

Document Number	2200024749
Date	Feb 22, 2022
Book Page	28446/307
Instrument	202200024749

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 2, 2022
Property Address	28138 LORETTA AVE, WARREN, MI 48092-3486
Document Number	2200028684
Book / Page	28464 / 36
Map Reference	LB 45 PG 19&20
Instrument Date	Feb 4, 2022
Instrument	202200028684
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,747.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28138 LORETTA AVE, 28138, WARREN, MI 48092-3486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28138 LORETTA AVE, WARREN, MI 48092-3486

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28138 LORETTA AVE, WARREN, MI 48092-3486
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28138 LORETTA AVE, WARREN, MI 48092-3486

Mortgage

Document Number	2102166983
Date	Apr 28, 2021
Book Page	27629/156
Instrument	202102166983

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,450 (+37.99%)	$236,900 (+37.99%)
2025	$4,945.00 (+105.1%)
2023		$85,840	$171,680
2022	$2,411.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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